Credit24's Money Matters Blog

Understanding the lifespan of credit enquiries on your credit report is essential for managing your financial health. When you apply for loans, credit cards, or other financial products, these activities leave a mark on your credit history that can affect your borrowing potential for years to come. In this article, we'll explore what credit enquiries are, how long they remain on your file, their impact on your credit score, and what you can do about them. And before we dive into the details, it's important to know that most credit enquiries stay on your credit report for 5 years in Australia. However, other credit-related information can remain on your file anywhere from 1 to 7 years. If you're concerned about your credit history affecting your ability to secure financing, Credit24 offers personal loans that are quick and easy to apply for, even if you don't have a perfect credit score.

Have you ever wondered how to obtain a loan if your credit score isn't quite the best? Or maybe the friend had asked you to be their guarantor, and now you're navigating through a confusing array of financial terms. No matter what the situation is, understanding guarantor personal loans can be confusing. But don’t worry, we’re here to help you out! In this guide, we'll demystify guarantor personal loans, explore their pros and cons, and even introduce you to alternatives like Credit24's unsecured personal loans. Keep reading!

Whether you're aiming to lower your monthly payments, consolidate multiple debts, or access better interest rates, this comprehensive guide will walk you through everything you need to know about personal loan refinancing.

Discover everything you need to know about low doc personal loans in Australia. Your guide to requirements, eligibility and application process.

When it comes to renovating your home, there’s several financing options you could take in Australia. Read this complete guide before making your choice.

Read here the best strategies to pay off your debt, from just cutting back on expenses to debt consolidation or settlement programs.

Learn the differences between personal loans and lines of credit in Australia with this guide. Meet Credit24 and find out which option suits your needs.

Learn what a title loan is and how it works, what are the differences from other types of loans, and how Credit24 can help you without risking your assets.

If you're looking for a personal loan, you might be wondering whether to use a personal loan broker. With record-high personal loan borrowing in Australia, many people are turning to brokers to help navigate their options. But, among so many types of personal loans, will a personal loan broker be the right choice for you? Let's explore everything you need to know about personal loan brokers in Australia. We’ll also talk about Credit24 and how we can help you get the personal loan or line of credit you might be needing.