How to apply for a Credit24 loan

Need a fast cash solution? Apply online anytime, with no paperwork and no fuss.

How to apply with Credit24

Applying for a loan doesn’t have to be hard. Credit24 can make it easy to get funds when life takes a turn - with a fast, fully online process and no surprises.

Apply in under 10 minutes

Our simple application should take less than 10 minutes to complete.

Get a fast decision

Our smart system reviews your info and gives you a quick outcome, so you're not left waiting.


Money in your account fast*

If approved, money can land in your account within minutes via PayID (supported banks only).


Flexible repayments

You can choose how and when you repay — with options that work for your budget and lifestyle.

What information do I need?

Mobile number

Email address

A valid ID (driver’s licence, Medicare card or passport)

Securely share a read-only view of your last 3 months bank transactions via online banking.

What to expect from Credit24?

We understand life doesn’t always go to plan. That’s why our Personal Loans are built to offer support when you need it most.

Fast online loan processing

Apply in minutes and get a quick outcome through our smart online system.

Reviewed by real people

Loan application is personally checked to make sure it’s right for you.

If approved, money in minutes

If approved, funds are usually deposited within minutes via PayID-enabled banks.

Support when you need it

Questions? Our friendly support team can help when you need us - 6 days a week.

Your security comes first

We take your privacy seriously and is our top priority. The information you share helps us verify your identity, prevent fraud and assess your ability to repay a loan.

Your banking data is read-only and securely retrieved using Illion—a trusted provider that uses 256-bit encryption and 2048-bit keys. These security standards match those used by Australia’s major banks, ensuring your information is protected at every step.

Loans for everyday purposes


You live a unique life. Get rates, terms and services suited to you.

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Travel Loans
Escape, unwind, and relax — make your dream getaway a reality with our loans starting from $500.
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Car Loans
Want new wheels? Our car loans can help you hit the road without financial stress.
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Medical Loans
Prioritise your health without the stress of finances — we are here to support you.
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Dental Loans
Smile bright without the sting of dental costs — our loans are here to support you.
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Motorbike Loans
Experience the thrill of the open road and the freedom of adventure with a loan for your dream motorbike.
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Rental Bond Loans
Pay your rent on time or cover unexpected costs like rental bond deposits or moving expenses.
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Wedding Loans
Celebrate your big day without financial stress — our wedding loans can support you.
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Student Loans
Upgrade your skills and knowledge to boost your personal growth and achieve more.
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Short-Term Loans
Need cash urgently? Apply for a short-term loan and get fast access to the funds you need.
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Unsecured loans
You can get the funds you need, fast — no collateral required and no added stress.
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Part-Time Employed Loans
Don't have a full-time job? Our affordable personal loans are also available to part-time and self-employed individuals.

Got questions?

You're not alone. Here's what others often ask and how we help.

How do I reset my password?

How long does it take for loan applications to be processed?

Why do I need to upload my bank statement?

Are my details safe and secure?

How can I contact customer care?

Customer Service

Monday to Friday: 8am - 8pm (AEST)

Saturday: 9am to 5pm (AEST)

Sunday: Closed

Chat to us

Got questions but don't want to talk?

Use our chat function below.

Apply for a loan today

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