Flexible loans for part-time and casual workers

Part-Time Employed Loan repayment calculator

$3,000

$500$10,000

Repayments

Credit History

DISCLAIMER: This calculator provides indicative interest rate and repayment estimates across Credit24’s lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations. The APR is illustrative and all figures are subject to change.

Just because your hours vary doesn’t mean your finances have to suffer. At Credit24, we offer loans designed to work with you—helping you manage expenses and stay in control, even with fluctuating income.

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Flexible loans for part-time and casual workers

Part-Time Employed Loan repayment calculator

$3,000

$500$10,000

Repayments

Credit History

Start application

Benefits of Credit24 Part-Time Employed Cash Loans

A Credit24 Personal Loan could help cover urgent costs—from bills and car repairs to everyday expenses. You can apply for up to $10,000, with flexible options designed to suit part-time and casual incomes.

Small cash loans of $500 to $2,000

Apply for the amount you need, up to $10,000 based on your eligibility.

Quick and easy application

Complete your application in under 10 minutes and get a fast decision.

Flexible repayment options

Repay over 6 to 36 months with a fixed schedule that suits your budget.

Fast access to funds

If approved, your small cash loan could be in your account within minutes*.

Cash loans for part-time and casual workers in three easy steps

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Complete our simple part-time employed cash loan online application in just a few minutes.

Get an instant initial response for your part-time employed cash loan. If eligible, your application moves to final review.

If approved, you could receive money in your account within minutes (eligible OSKO participating bank accounts)*.

A loan for many purposes

When you work part-time or casually, financial flexibility matters. Whether it's to cover unexpected expenses or simply get through to your next payday, having access to funds you can use as needed makes a big difference. That’s exactly the kind of flexibility you get with a Credit24 loan for part-time and casual workers.

Small Cash Loans

Loan Amounts:
$500 - $2,000
Establishment Fee:
20%
Monthly Service Fee:
2-4%
Interest:
Not Applicable
Terms:
6-12 Months

Medium Cash Loans

Loan Amounts:
$2,001 - $5,000
Establishment Fee:
$400
Monthly Service Fee:
$0
Interest:
24-48% p.a
Terms:
12-24 Months

Large Cash Loans

Loan Amounts:
$5,100 - $10,000
Establishment Fee:
$0
Monthly Service Fee:
$0
Interest:
24-48% p.a
Terms:
12-36 Months

A loan for those who don’t work 9 to 5

Just because you work part-time or casually doesn’t mean getting a loan should be harder. At Credit24, we believe accessing extra cash should be simple—no matter your schedule.

We get that income can vary, and having a flexible loan option can offer peace of mind when work slows down. Whether it’s covering a bill or managing day-to-day costs, our loans are designed to help you stay in control, even when your hours aren’t predictable.

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Pros and cons of part-time and casual work in Australia

Part-time self-employment gives you flexibility to choose when and how you work. You can set your own schedule, pick projects that suit your skills, and often work from home. This freedom can help you balance personal commitments and build income at your own pace.

The downsides are less predictable earnings and no guaranteed benefits like paid leave or superannuation. You’ll also need to manage your own tax, insurance, and business costs. Weighing these pros and cons can help you decide if part-time self-employment fits your goals.