Personal Loans to support your business goals

Personal Loan for Business repayment calculator
$3,000
$500$10,000
Repayments
Credit History
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DISCLAIMER: This calculator provides indicative interest rate and repayment estimates across Credit24’s lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations. The APR is illustrative and all figures are subject to change.

Get up to $10,000 with no collateral required—ideal for sole traders or new businesses needing fast, flexible funding without a long trading history.

Personal Business Loans up to $10,000

Access fast funding for your business with flexible repayment options tailored to your cash flow.

Quick and easy online application

Apply in under 10 minutes with our streamlined online process. No paperwork, no hassle.

Flexible Business Loan repayments

Choose repayment terms from 6 to 36 months, with options tailored to fit your business cash flow and financial goals.

Fast and secure payout in minutes

If approved, your funds can be transferred within minutes to PayID-enabled bank accounts. So, you can get back to business, fast.

How to get a Personal Loan for business in 3 simple steps

Complete your online application: Fill out our secure form with your personal and financial details. It only takes a few minutes.

Get a fast assessment: We’ll review your application and provide a quick outcome based on your eligibility.

Receive your funds: If approved, your business Personal Loan can be transferred to your account within minutes* via PayID.

Popular types of Personal Loans for your business


Compare Personal Loan amounts and repayment terms to see how Credit24's business finance can fit your budget.

Small Loans
  • Loan Amounts:
    $500-$2000
  • Establishment Fee:
    20%
  • Monthly Service Fee:
    2-4%
  • Interest:
    Not Applicable
  • Terms:
    6-12 Months
Medium Loans
  • Loan Amounts:
    $2,100 - $5,000
  • Establishment Fee:
    $400
  • Monthly Service Fee:
    0
  • Interest:
    24-48% p.a.
  • Terms:
    12-24 Months
Large Loans
  • Loan Amounts:
    $5,100 - $10,000
  • Establishment Fee:
    $0
  • Monthly Service Fee:
    $0
  • Interest:
    24-48% p.a.
  • Terms:
    12-36 Months

Unsecured Personal Loans for your business needs

Whether you're starting a new business or need extra funds as a sole trader, a Personal Loan from Credit24 can help fund your business goals without risking your assets. Our unsecured loans require no collateral, making them a smart choice for sole traders, freelancers, and new business owners.

Use a personal business loan to help with:

  • Buying equipment or stock for a café or retail setup
  • Launching an online business, including website and marketing costs
  • Upgrading tools or vehicles for your trade or service business

Apply online in minutes and, if approved, get access to funds quickly.


Personal Loans for Business answered

Got questions? You're not alone. Here's what others often ask and how we help.

Can I get a Personal Loan for business purposes?

What are the benefits of using a Personal Loan for business?

Can I get a business Personal Loan with no deposit?

What’s the difference between Personal Loans and Business Loans?

Can I get a Personal Loan for business use with a bad credit score?

Can I apply for a Credit24 loan if I’m self-employed?

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