Fast cash loans for people on Centrelink

Centrelink Cash Loans
repayment calculator

$3,000

$500$10,000

Repayments

Credit History

DISCLAIMER: This calculator provides indicative interest rate and repayment estimates across Credit24’s lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations. The APR is illustrative and all figures are subject to change.

Need to cover an urgent bill or unexpected expense? If you’re on Centrelink, you may still be eligible to apply for a fast, flexible loan with Credit24. Our simple online application takes just minutes, and if approved, you'll get access to money fast.

You can apply if Centrelink makes up less than 50% of your total income.

Centrelink recipient applying for instant cash loan

Fast cash loans for people on Centrelink

You can apply if Centrelink makes up less than 50% of your total income.

Centrelink Cash Loans
repayment calculator

$3,000

$500$10,000

Repayments

Credit History

Apply now

Benefits of Credit24 Centrelink fast cash loans

Need cash fast while on Centrelink? A Credit24 Personal Loan could help cover urgent expenses, from bills and car repairs to everyday costs. Apply for a loan up to $10,000—even if Centrelink makes up part of your income.

Flexible loan amounts

Borrow between $500 and $10,000—even if Centrelink makes up part of your income.

Easy online application

Apply anytime with our simple 24/7 Centrelink-friendly loan application.

Repayments that work for you

Fixed upfront terms with flexible options to match your pay cycle.

Fast access to funds

If approved, your cash loan could be paid out in minutes*.

Centrelink instant cash loans in three easy steps

Complete our simple online application in minutes. Centrelink must be 50% or less of your total income.

Get an instant initial response. If eligible, your application moves to final review.

If approved, you could receive money in your account within minutes (eligible OSKO participating bank accounts)*.

Popular types of Centrelink fast cash loans

Compare Personal Loan amounts and repayment terms to see how Credit24's Centerlink fast cash loans can fit your budget.

Small Loans

Loan Amounts:
$500 - $2,000
Establishment Fee:
20%
Monthly Service Fee:
2-4%
Interest:
Not Applicable
Terms:
6-12 Months

Medium Loans

Loan Amounts:
$2,001 - $5,000
Establishment Fee:
$400
Monthly Service Fee:
$0
Interest:
24-48% p.a
Terms:
12-24 Months

Large Loans

Loan Amounts:
$5,100 - $10,000
Establishment Fee:
$0
Monthly Service Fee:
$0
Interest:
24-48% p.a
Terms:
12-36 Months

Instant Centrelink loans – am I eligible?

Credit24 includes Centrelink payments as part of your total income. To apply for an instant cash loan, your Centrelink income must be no more than 50% of your total income. For example, if you earn $1,500 per month, no more than $750 can come from Centrelink. If Centrelink makes up more than half your income, you may not be eligible for an instant cash loan.

However, if you’re a pensioner aged 67 or over, you may still be eligible to apply—even if Centrelink is your sole source of income.