Medical Loans in Australia

Medical Loan repayment calculator
$3,000
$500$10,000
Repayments
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DISCLAIMER: This calculator provides indicative interest rate and repayment estimates across Credit24’s lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations. The APR is illustrative and all figures are subject to change.

Your health shouldn’t have to wait. Apply for a Medical Loan and get a quick response. If approved, receive the money in minutes.

Family reviewing medical bills with loan application on tablet

Benefits of Credit24 Medical Loans

A straightforward way to cover unexpected health costs, with flexible terms and no hidden fees.

Loans from $500 to $10,000

Apply for a Medical Loan based on your eligibility – quick, flexible and hassle-free.

Fast and easy online application

Complete your Medical Loan application in under 10 minutes and get a fast outcome.

Budget-friendly repayment terms

Repay over 6 to 36 months with no hidden fees or payment surprises.

Quick access to funds if approved*

If approved, funds may reach your account in just minutes*.

Online Medical Loans in three easy steps

Fill out an easy online application to apply for a Medical Loan.
We’ll review your application promptly and let you know if you meet our loan eligibility criteria.
If approved, receive money in minutes for urgent medical expenses*.

Popular types of Medical Loans

Compare Personal Loan amounts and repayment terms to see how Credit24's Medical Loans can fit your budget.

Small Loans
  • Loan Amounts:
    $500 - $2,000
  • Establishment Fee:
    20%
  • Monthly Service Fee:
    2-4%
  • Interest:
    Not Applicable
  • Terms:
    6-12 Months
Medium Loans
  • Loan Amounts:
    $2,001 - $5,000
  • Establishment Fee:
    $400
  • Monthly Service Fee:
    $0
  • Interest:
    24-48% p.a
  • Terms:
    12-24 Months
Large Loans
  • Loan Amounts:
    $5,100 - $10,000
  • Establishment Fee:
    $0
  • Monthly Service Fee:
    $0
  • Interest:
    24-48% p.a
  • Terms:
    12-36 Months

Medical Loans to help you prioritise your health

Health costs can come up unexpectedly and be expensive. Whether it’s for unplanned medical bills, ongoing healthcare needs, or elective procedures like cosmetic surgery, Credit24 offers medical loans to help cover the cost. Our loans can support treatments including obstetrics, audiology, bariatrics, cosmetic and dental surgery, hair restoration, eye procedures, and more.

You can apply online in under 10 minutes and receive a fast response. Medical loans are available to Centrelink recipients and those with less-than-perfect credit, subject to individual assessment and approval.

Medical Loans answered

Got questions? You're not alone. Here's what others often ask and how we help.

Can I use a Personal Loan to cover medical expenses?

Can I take a Personal Loan for cosmetic surgery?

How can I get a Medical Loan?

How much can I borrow with a Medical Loan?

What are the costs for a Medical Loan?

Customer service

Monday to Friday: 8am - 8pm (AEST)

Saturday: 9am to 5pm (AEST)

Sunday: Closed

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