Dental Loans made simple

Dental Loan repayment calculator
$3,000
$500$10,000
Repayments
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DISCLAIMER: This calculator provides indicative interest rate and repayment estimates across Credit24’s lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations. The APR is illustrative and all figures are subject to change.

Need dental work but worried about the cost? A Credit24 Personal Loan could help cover treatment expenses, with loan amounts from $500 to $10,000.

Benefits of Credit24 Dental Loans

Need dental work? A Personal Loan from Credit24 could help cover the cost. Whether it’s a routine check-up or unexpected dental treatment, you can apply for up to $10,000—with funds available in minutes if approved for OSKO participating banks*.

Dental Loans from $500 to $10,000

Get the funds you need for any dental procedure—from emergency treatment to cosmetic dentistry, orthodontics, or major dental surgery.

Easy online application

Apply online in minutes and get a quick response on your eligibility. Approval is subject to criteria and responsible lending checks.

Budget-friendly repayment terms

Choose repayment terms from 6 to 36 months to suit your budget, with fixed instalments that make planning your dental care easier.

Fast funds – cash loan in minutes*

If approved, funds can reach your OSKO participating bank account in as little as minutes*—so you can get on with your dental treatment without delay.

Dental Loans in three simple steps

Apply online in minutes with our simple form. No long paperwork required.
Choose how much you need for your dental work, from $500 to $10,000.
We’ll assess your eligibility. If approved, funds may reach your OSKO participating bank in minutes.*

Flexible dental finance options for Australians

Compare Personal Loan amounts and repayment terms to see how Credit24's Dental Loans can fit your budget.

Small Loans
  • Loan Amounts:
    $500 - $2,000
  • Establishment Fee:
    20%
  • Monthly Service Fee:
    2-4%
  • Interest:
    Not Applicable
  • Terms:
    6-12 Months
Medium Loans
  • Loan Amounts:
    $2,001 - $5,000
  • Establishment Fee:
    $400
  • Monthly Service Fee:
    $0
  • Interest:
    24-48% p.a
  • Terms:
    12-24 Months
Large Loans
  • Loan Amounts:
    $5,100 - $10,000
  • Establishment Fee:
    $0
  • Monthly Service Fee:
    $0
  • Interest:
    24048% p.a
  • Terms:
    12-36 Months

Dental Loans to keep you smiling

A dental loan from Credit24 is a Personal Loan designed to help you manage dental costs—whether it’s for an emergency or a planned procedure. While we don’t pay providers directly, approved funds are sent to your account to use on a wide range of dental treatments.

From essential care like fillings, root canals and tooth extractions, to more advanced services such as braces, implants or whitening, a Dental Loan can ease financial stress. Even regular check-ups and cleans are more manageable with flexible funding.

Apply online in minutes and, if approved, get fast access to funds. Choose repayment terms that suit your budget and lifestyle. Approval is subject to eligibility and responsible lending checks.

Explore your options and see if a Credit24 Dental Loan could help cover your dental care today.

Dental Loans answered

Got questions? You're not alone. Here's what others often ask and how we help.

How can I apply for a Dental Loan?

What are my options for dental care if I can’t afford treatment in Australia?

Do you need good credit for a Dental Loan?

Can I get a Dental Loan while receiving Centrelink benefits?

How much can I borrow with a Dental Loan?

How much does a Dental Loan cost?

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