Fast, fair and flexible – Loans $500–$10,000, 24/7 online.

Honest Loans.

No Funny Business.

Loan repayment calculator

$3,000

$500$10,000

Repayments

Credit History

DISCLAIMER: This calculator provides indicative interest rate and repayment estimates across Credit24’s lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations. The APR is illustrative and all figures are subject to change.

Want a fast online cash loan? At Credit24, you can get up to $10,000 with clear terms and honest support every step of the way.

Honest Loans.

No Funny Business.

Want a fast online cash loan? At Credit24, you can get up to $10,000 with clear terms and honest support every step of the way.

Loan repayment calculator

$3,000

$500$10,000

Repayments

Credit History

Apply now

Credit24 Honest Loans

At Credit24, a personal loan isn’t just about money—it’s about how you’re treated when you need it most.

We built our service around a simple idea: lending should make sense. That means being upfront, and treating each customer individually, no complicated application paperwork.

Whether it’s an unexpected bill, a car repair or just getting on top of things—we’re here to help with straightforward personal loans that can give you back control.

Responsible Lending

We lend under Chapter 3 of the National Consumer Credit Protection Act, which means we have a duty to make sure your loan is not unsuitable for your situation. We assess every application based on your needs, income, and living expenses.

Quick and easy application

Apply 24/7 online in under 10 minutes—no paperwork hassles. Quick, simple finance when you need it.

Transparent fees and interest

All fees and interest disclosed in your credit contract. What you see is what you pay.

Flexible repayment plan

You can choose a schedule that works for you.

Real help from real people

Our local team is here 6 days a week if you need to chat.

Credit24 reviews - real people, real stories

Thousands of Australians count on Credit24 for honest personal loans backed by responsible lending. Customers have rated highly for our clear terms, fair treatment, and friendly support. Real stories from real customers show how we help people borrow with confidence.

No surprises, no pressure. Just straightforward service that genuinely cares about your needs.

No fuss, No fine print

We communicate clearly from the start, so you always know what you’re signing up for. Repayments, fees, and terms are thoroughly explained upfront, with no hidden charges or confusing small print. It’s all about helping you apply with confidence, not confusion.

How to apply with Credit24

Complete your quick online application in under 10 minutes—anytime, anywhere.

Tell us a bit about yourself. Our online form is quick, simple, and helps us check your eligibility in minutes.

Fair review, not just credit score

We’ll look at your full situation, not just your credit history, to assess your application responsibly.

Fast payout if approved

Once approved and verified, your money may be paid out within 60 seconds to OSKO participated banks.*

*Money disbursed in 60 seconds of loans being approved or a withdraw made on a Line of Credit to OSKO participating banks.

Honest Loans for everyday reasons

Bills catching up? Car needs fixing? Want to treat yourself without using your credit card?

Our honest cash loans are built for everyday needs. With flexible options from $500 to $10,000, you can apply with Credit24 to handle life’s ups and downs with ease.

Honest Loans, No Funny Business isn’t just a tagline

It’s our brand mission. You get plain language and flexible repayment options that work around your life, not the other way around.

At Credit24, we believe lending should build confidence, not pressure. That’s why we built our service around clarity, not confusion. For us, Honest Loans, No Funny Business isn’t a catchy line. It’s our true north every day. Because you deserve a relationship that makes sense at every step. We’re here for people who need a hand, not a hard time.

Our promise to you

Money borrowing decisions can take more than just balancing numbers. They affect your plans, peace of mind, and sense of control. That’s why we believe lending should feel calm, not rushed — and never confusing.

At Credit24, we’re upfront at every step. We explain things in plain language, so you always know what’s happening and why. That’s how we work: when loans are simple and fair, you can focus on what matters — staying on track and moving forward with confidence.