Credit24 reviews

Credit24 Australia offers flexible loan options and lines of credit, allowing customers to customize their credit amounts from $500 – $10,000 and repayment periods spanning from 6 months to 3 years, based on their needs.

Our simple online application process & instant notifications about your loan status ensure that the whole process is quick and hassle-free. If approved, funds could be in your account within 24 hours.

Satisfied customer leaving 5-star loan review
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Why choose Credit24?

Credit24 provides easy personal loans with fast approval for life's unexpected expenses. Our quick online application process makes getting a loan completely hassle-free and if approved, you'll get paid within 60 seconds to PayID participating banks.

Apply anytime, anywhere

Apply 24/7. Need support? Our team is here Mon–Sat to help you out.

Fast 100% online loans

Apply in under 10 minutes and get an immediate outcome.

Cash in 60 seconds*

If approved, get paid fast via PayID - usually in under a minute.

Personal touch

We'll get to know you to assess your application personally.

Credit24 loan options

Small Loans
  • Loan Amounts
    $500 - $2,000
  • Establishment fee
    20%
  • Monthly service fee
    2-4%
  • Interest
    Not applicable
  • Terms
    6-12 months
Medium Loans
  • Loan Amounts
    $2,001 - $5,000
  • Establishment fee
    $400
  • Monthly service fee
    $0
  • Interest
    24-48% p.a
  • Terms
    12-24 months
Large Loans
  • Loan Amounts
    $5,100 - $10,000
  • Establishment fee
    $0
  • Monthly service fee
    $0
  • Interest
    24-48% p.a
  • Terms
    12-36 months

Credit24 application process

Credit24 has a streamlined online process that could help you get the funds you need. Simply follow these steps:

  • Click “Apply Now” and complete your application at any time, 24/7.

  • Provide the required documents.

  • Once we have all your information, we’ll review your application and provide a decision. If conditionally approved, we may need additional details to finalize your loan.

  • Our loans are processed quickly and paid directly to your account on the same day if the application is approved.

The following criteria must be met to qualify for a Credit 24 online loan:

  • You should be an Australian Citizen or a Permanent Resident of Australia.

  • You should be aged 18 years or over.

  • You should be employed and have 3 months’ bank account statement.

  • You should have a reasonable credit history.

  • You should earn at least $1,000 in a month.

  • Pensioners, Centrelink recipients, casual & self-employed with a steady income are also eligible to apply for Credit 24 loans.

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Credit24 Customer Support

If you have any issues with our service, we’re here to help. You can reach out to us through the following channels:

Call: 1300 293 000 (Monday to Friday, 8 am – 8 pm, Saturday 9 am – 5 pm AEST)
Email: info@credit24.com.au – Please provide detailed information about your complaint.

In case more time or information is needed, we will be in touch with you throughout the process. If we’re unable to resolve the issue during your initial contact, it will be escalated to our dedicated Dispute Resolution Specialist.

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Customer Service

Monday to Friday: 8am - 8pm (AEST)

Saturday: 9am to 5pm (AEST)

Sunday: Closed

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