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Credit24 provides you with a uniquely high-level of flexibility and personal control over your personal loan to ensure that you get the best possible outcome.
Need some extra cash? We allow you to increase the amount and duration of an existing loan.
We give you the opportunity to take a month off from your regular loan repayments.
We offer you the option of decreasing your repayments by extending your loan duration.
Our pricing is categorised into two tiers and varies based on how long you want your repayments to be spread over. SACC (or Small Amount Credit Contracts) are not based on interest, but a fixed fee structure from the example below. Larger loans have a maximum comparison rate of 70% and maximum APR of 48%, which lowers depending on the loan size and term. See some examples below and for a full disclosure of our fees and rates, please see our Personal Loan Pricing Table.
Our small amount loans (under $2000) are all limited to a fixed fee structure which doesn't include an interest rate or comparison rate. The fee structure is up to 20% establishment fee and a 4% monthly service fee. These fees vary, so for more information, please see our Personal Loan Pricing Table.
Our larger loans fees include charges which are based on an establishment fee (up to $400), plus a 4% monthly interest rate. This equates to an APR of up to 48% (comparison rate up to 136.66%) and will vary depending on how long you want to spread your repayments over. For more information, please see our Personal Loan Pricing Table.
Credit24 personal loans offer a fast and easy approval process to help with your finances. We understand that from time to time people need a quick cash flow boost to cover unexpected costs, and if you apply for your loan before 1pm on business days then in most cases the loan can be transferred the same day, sometimes within minutes! Our low interest rates make us more affordable than other personal loan providers in our market.
Our easy 100% online application process has delivered personal loans to over 2.6 million people worldwide, and offers you a range of maturities for loans up to $6,500. For a fast, flexible and affordable personal loans solution…
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"Credit24 was very helpful in getting me my loan in as quick a time as possible when I really needed a financial boost during difficult times around Christmas.
Will use their service again if the need arises and highly recommend them. The consultants were very friendly and helpful. Thanks guys."
"Thank you Credit24 for having a clear and easy to understand loan application process.
Your loan products are wonderful and your service is great to have access to, especially if past lending history is an issue."
"I was so impressed by how pro-active this
service is and how quickly they make their loans happen. The online loan application
was quick and easy and I had an answer within 24 Hours. I highly recommend Credit24 for all of your loan needs."
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