Our personal loans are 100% online so you can apply anytime – day or night. Just like a normal personal loan, choose the amount and how long you want to borrow. It’s ideal for people who have no credit history or a lower credit score. We also lend to casual and the self-employed.
No need to borrow from family or friends, we’re here to help. Borrow money for life’s little and big things such as student expenses, rental bond, home improvements, motorbike or car repair, travel or holiday or any other living expenses.
Small personal loans for the smaller things in life.
Medium personal loans for slightly bigger purchases.
Large personal loans for the larger unexpected expenses.
Applying for a Credit24 a loan is convenient and easy. It only takes a few minutes and you’ll get a response within minutes. Click on the ‘Start application’ and follow the application prompts.
In most cases, loans can be approved on the same business day. To speed up your application, ensure you provide us all the necessary information including your mobile, email address, ID and three months of your bank statements.
This depends on your individual assessment. When applying, we check for income and expenses carefully to ensure we will only lend what you can afford.
To apply for a Credit24 loan, you must be a permanent resident, 18 years or over, be employed and earning at least $600 a month and have a reasonable credit history.
Centrelink benefits will be assessed as part of your income, however this cannot make up more than 50% of your income. Unfortunately, we don't offer loans to people who are unemployed or Centrelink payments make up more than 50% of the income.