A loan for the everyday student

It is a pity that student loans are extremely tough to come by. While you may get a student loan for higher education studies with repayment options post-employment, the fact is that these take a long time to process.

We understand that you may need some quick cash for various reasons. Sometimes, it is for the out-of-pocket expenses and at other times it is to manage the extra amounts needed when applying for various educational institutes.

It really does not matter what you need the loan for, student loans should not be as tough as they otherwise are to come by. Therefore, Credit24 has a loan application process that may help you get the amount that you want to borrow in a matter of 24 hours. Applying for a student loan at Credit24 is extremely easy.

Use your student loan however you’d like

Your student loan isn’t just limited to tuition fees. Use your loan to purchase textbooks, a laptop, stationary, whatever you need to complete your studies to the best of your ability. Time spent studying is generally a very fluid period of your life, meaning your loan should be as flexible as you.

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Calculate your student loan

Use our simple student loan calculator to forecast how much your repayments will be based on your personal financial circumstances.

Choose your loan amount, repayment frequency and repayment lifetime to get an immediate estimate of how much you’ll pay.

Discover the student loan calculator below:

How much is the average Australian loan?

According to the Australian Parliament website, the average outstanding amount for students with a Higher Education Loan Program (HELP) sat at $21,557. This figure doesn’t account for what’s already been paid back by those with a HELP debt.

The time it takes university alumni to pay back their loans is also startling. On average, it takes Australians over nine years to pay back their HELP debt completely. This figure is up from 2017, when it took just under nine years for former students to pay back their tertiary education fees.

Why is our student loan best for you?

It’s easy for us to just say that our loans are the best on the market, but we’re not like other lenders who can potentially make shady claims without backing them up.

So, here are some of the major reasons why you would choose Credit24 to ease the burden of student life:

No hidden costs or fees

Before you apply you can see exactly how much your repayments are going to be, and how much you’ll owe over the lifetime of your loan. Don’t get caught out by hidden fees and costs. You’ll know all the details of your loan upfront.

Flexible loan options

Credit24’s loans and line of credit are flexible from $500 up to $10,000, with options to suit repayment frequency and repayment length that work for you and match your salary cycle. And best of all, you can repay your loan early with no penalty.

Easy to apply

The online application means it’s fast and easy to apply. Of course, you’re always welcome to talk to our friendly team using online chat or simply giving us a call. Whatever your preference to proceed with your application, help is just a click or phone call away.

You can rely on us

In a recent survey we asked customers if they would recommend us to a friend. Not a single one said they wouldn’t. That’s trust that is earned through brilliant customer service and a fantastic reputation.

How can I apply for a loan?

Complete our online application today and if approved within business hours, you could have the money in your account today, meaning you can be back in the books in no time.

Applying is easy. Simply click here or follow any of the “Start Application” buttons on this page to get cracking on your student loan application. With our entirely online application process, you have the ability to apply within minutes, which is important when time is of the essence.

Don’t delay! Start your application and get back in the books today!

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