About Credit24

Life’s unpredictable — but borrowing shouldn’t be. Credit24 can help with simple, flexible loans with no hidden fees and fast access when you need it most.

Why choose Credit24?

We can help to make borrowing simple, flexible and built around real-life needs — no hidden fees, no confusing terms.

Easy online application

Apply for a Personal Loan or Line of Credit through our quick 100% online form. It usually takes under 10 minutes.

Flexible and affordable

Pick a repayment plan that fits your lifestyle. It can be weekly, fortnightly or monthly. Whatever works for you.

Committment to responsible lending

We only lend what’s affordable for you, based on your situation — just what you can manage at the time of approval.

We're here when you need us

Talk to real people 6 days a week. Call, email or chat — you choose how you want to get in touch.

Global reach

Launched in Australia in 2012, IPF Digital Australia Pty Ltd (trading as Credit24) is part of International Personal Finance plc — a UK-listed company supporting millions of customers globally.

We bring global experience and local understanding together to offer simple, reliable financial solutions that put people first.

Years of experience
Customers
Countries
Given credit

Responsible lending

Responsible lending isn’t just a box to tick — it’s how we make sure our products genuinely work for you. We’re here to help you support your immediate needs while keeping your long-term financial wellbeing in mind.

Before offering a loan, we take the time to understand your situation. That way, you can borrow with confidence and repay in a way that’s manageable.

We’re committed to lending that’s transparent, fair, and built on trust — because that’s what every customer deserves.

Got questions?

You're not alone. Here's what others often ask and how we help.

How can I contact Credit24?

Is Credit24 a responsible lender?

How do I know my details are safe?

How do I apply for a loan at Credit24?

How long does it take for a loan application to be processed at Credit24?

Customer Service

Monday to Friday: 8am - 8pm (AEST)

Saturday: 9am to 5pm (AEST)

Sunday: Closed

Chat to us

Got questions but don't want to talk?

Use our chat function below.

Apply for a loan today

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