IPF Digital – Website Terms of Use | Credit24

IPF Digital – Website Terms of Use

1. Acceptance

By accessing, viewing or otherwise using this website, or any material available on this website, you indicate that you accept these Terms of Use.  As such, you should review these Terms of Use, as they are subject to change. If you do not accept these Terms of Use, you are not permitted to use this website or any of the material available on this website.

2. Our website

The information, and the products and services that are made available through this website, are intended only for residents of Australia. Persons who are not residents are not authorised to submit any applications for credit through this website. Any unauthorised applications made through this website will not be accepted. The information and materials on this website are subject to change, or termination without prior notice.

3. Website security

We regularly review our website security measures, and take reasonable efforts to ensure that the most up-to-date encryption methods are used.  However, we cannot guarantee that information that you transmit over the internet is entirely secure.  When you submit information via this website, you accept that you do so at your own risk. We take all reasonable care to ensure that information that is received by us is secure in our systems, and we encrypt the data prior to transmitting it via the internet to third parties.  However, we can never guarantee that the information receive is secure. We do not guarantee that this website is virus free, or that access to this website will be free from interruption.  By using this website, you accept that you do so at your own risk.

4. Use of cookies

A “cookie” is a small text file which is placed on your internet browser, and which we can access each time you enter our website. We use cookies for security and personalisation purposes in relation to secure services on this website, such as the submission of application and your personal account. We also allocate cookies to your browser to determine whether you have visited this website before and if so, which pages you viewed and which third party websites your visited. In order to submit an application or access an account on this website, you must set up your internet browser to accept cookies. You may, however, access some information only pages without accepting cookies. We note that we do not collect any personal information from unless and until you complete and submit an application form.If you cancel an application at any point, any data entered will not be kept. For more information about our treatment of personal information, please see our Privacy Policy.

5. Emails

The content of emails that you send to us (and our responses) are stored and also monitored for security issues.

6. Advertising

We may advertise our services online through third party websites.  When you visit a third party website which displays an advertisement for our services, that website may use cookies and other means to collect information.  We may receive a copy of that information, or access to that information as a result of an arrangement with the third party website. When you follow a link from an advertisement on another website that directs you to this website, certain information may be collected, including, for example, the pages you view and whether you begin or submit an application. The purpose of this is allow us to evaluate the effectiveness of the advertising.

7. Links to third party websites and software

This website may include links to external website, including website that have software available for download.  We do not endorse or approve the owners or operators of any third party websites, any information, graphics or materials on these websites, or any goods or services (including software) offered on these websites. To the extent permitted by law, we do not accept responsibility or liability for, nor do we give any warranty in respect of, any third party websites, their contents, or any goods and services they offer. We may receive payments from the operators of third party websites in relation to goods or services they supply to you as a result of access to their website gained through a link on this website. Third party websites are not subject to our Privacy Policy.  We suggest that you read the privacy policy relevant to each third party website that you access through this website.

8. Product information

This website contains general information about our products and services. This information does not, unless we state otherwise, constitute an offer or inducement to enter into a credit contract, nor form part of any terms and conditions of any products or services offered.

9. Unlawful or prohibited use

You must not use this website in any way that is unlawful or prohibited by these Terms of Use or any other condition or notice on this website. You are prohibited from using this website in any way that may cause damage to this website or another person’s use of this website.

10. Warranties

While we have taken all reasonable steps to ensure that the information contained in this website is accurate and complete, we do not warrant that the information is free from error or omission. We do not warrant that the quality of the products or services made available on this website will meet your expectations.

11. Limitation of liability

We, and our employees, agents and officer, accept no liability for any losses, damages, liability or claims arising from, or any costs, charges or expenses incurred in connection with:

  • the information contained in this website
  • your use of this website
  • any revision, suspension or discontinuance of this website,

whether in contract, tort (including negligence), statute or otherwise.

12. Copyright and trademarks

The material on this website is copyright protected.  Except to the extent prescribed by the Copyright Act 1968 (Cth), or where you obtain our prior written consent, you are prohibited from reproducing, creating links to, framing, uploading to a third party or storing or transmitting any part of this website. This website also contains registered trademarks owned by us.  You are prohibited from using these trademarks in any way without our prior written consent.

13. Termination and changes

We may amend these Terms of Use at any time, in which case an amended version will be published on this website.  Your acceptance of these Terms of Use demonstrates that you agree that in so publishing the amended version, we have provided sufficient notice of the changes.  You also agree that your subsequent access, viewing or use of this website demonstrates your acceptance of these Terms of Use. The Terms of Use and your permission to access, view or use this website may be terminated at any time by us without notice.  All disclaimers and limitations of liability included in these Terms of Use will survive termination.

14. Jurisdiction

The information on this website is compliant with the laws of the Commonwealth of Australia, We make no guarantee that the information is compliant with any laws outside these jurisdictions.