Fast Unsecured Loans - no collateral needed

Unsecured Loan repayment calculator
$3,000
$500$10,000
Repayments
Credit History
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DISCLAIMER: This calculator provides indicative interest rate and repayment estimates across Credit24’s lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations. The APR is illustrative and all figures are subject to change.

Credit24 offers quick, unsecured loans to help you take control of urgent expenses. Apply online in minutes, get a fast decision, and if approved, receive funds in your account within 60 seconds* with PayID—no paperwork or collateral required.

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Benefits of Credit24 Unsecured Loans

Reduce financial stress with quick, unsecured personal loans tailored to your situation. Enjoy flexible repayments, a simple online application, and fast access to funds. Even if your credit history isn’t perfect, you may still be eligible. Apply today to explore your options.

Unsecured Loans from $500 to $10,000

Select a loan amount that suits your needs. Borrow up to $10,000 with no collateral required.

Simple online application

It takes less than 10 minutes to apply for an Unsecured Loan with Credit24. If approved, funds could be paid into your account within 60 seconds*.

Budget-friendly repayment options

Repay your loan over 6 to 36 months with weekly, fortnightly or monthly instalments. Plus, enjoy no fees for paying off your loan early.

No hidden costs or fees

See your full repayment schedule upfront and know exactly what you’ll repay over the life of your unsecured loan. No surprises, no hidden fees.

Fast, easy unsecured Personal Loans — 100% online

Complete a simple online application to apply for an unsecured Personal Loan—fast, secure, and hassle-free.
Choose how much you want to borrow, and we’ll assess your eligibility based on your financial situation.
If approved, your Unsecured Loan could be paid into your account within 60 seconds*—fast, simple, and stress-free.

Popular types of unsecured Loans

Compare Personal Loan amounts and repayment terms to see how Credit24's unsecure finance can fit your budget.

Small Loans
  • Loan Amounts:
    $500 - $2,000
  • Establishment Fee:
    20%
  • Monthly Service Fee:
    2-4%
  • Interest:
    Not Applicable
  • Terms:
    6-12 Months
Medium Loans
  • Loan Amounts:
    $2,001 - $5,000
  • Establishment Fee:
    $400
  • Monthly Service Fee:
    $0
  • Interest:
    24-48% p.a
  • Terms:
    12-24 Months
Large Loans
  • Loan Amounts:
    $5,100 - $10,000
  • Establishment Fee:
    $0
  • Monthly Service Fee:
    $0
  • Interest:
    24-48% p.a
  • Terms:
    12-36 Months

Unsecured Personal Loans tailored to your needs

Life doesn’t always go to plan—and when unexpected costs pop up, Credit24 is here to help. Instead of relying on others or putting your assets at risk, you can apply for an unsecured Personal Loan to cover expenses like rental bonds, holidays, medical bills, or car repairs.

We offer a range of unsecured personal loan options, including loans for people with bad credit, pensioners, and those needing funds for home improvements. Just complete our quick, 100% online application, choose how much you need to borrow, and if approved, funds could be in your account within minutes*.

Unsecured Personal Loans answered

Got questions? You're not alone. Here's what others often ask and how we help.

What is an unsecured Personal Loan?

What’s the difference between unsecured and secured loans?

Is it hard to get an unsecured Personal Loan?

Can you get an unsecured Personal Loan with bad credit?

How do I get an unsecured personal loan online?

How much can I borrow with an unsecured Personal Loan?

What credit score do I need for an Unsecured Loan?

Do Unsecured Loans affect my credit score?

What is the easiest loan to get approved for?

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