Short-Term Loans in Australia

Short-Term Loan
repayment calculator
$3,000
$500$10,000
Repayments
Credit History
Start application
DISCLAIMER: This calculator provides indicative interest rate and repayment estimates across Credit24’s lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations. The APR is illustrative and all figures are subject to change.

Fast personal Short-Term Loans for your financial needs, up to $10,000. If approved, your short-term loan could be transferred within minutes*—perfect for covering costs without long-term commitments.

Calendar showing short-term loan repayment schedule

Benefits of Credit24 Short-Term Loans

A Credit24 Short-Term Loan could help you cover unexpected costs—like urgent repairs, medical bills, or a broken appliance. Apply online anytime for up to $10,000, with flexible terms designed to suit your income and repayment needs.

Loan amounts from $500 to $10,000

Whether you need a small short-term loan or a larger amount, you can borrow up to $10,000.

Quick and easy application process

Apply in under 10 minutes—we’ll assess your Short-Term Loan and aim to provide you with the final decision within 24 hours.

Flexible repayment options

Repay over 6 to 36 months with a repayment schedule that suits your budget.

Fast access to money

If approved, your Short-Term Loan funds could be in your account within minutes*.

Quick online Short-Term Loans in three easy steps

Complete our simple Short-Term Loan online application in just a few minutes.
Get an instant initial response for your part-time employed cash loan. If eligible, your application moves to final review.
If approved, you could receive money in your account within minutes (eligible OSKO participating bank accounts)*.

Popular types of Short-Term Cash Loans

Compare Personal Loan amounts and repayment terms to see how Credit24's short-term finances can fit your budget.

Small Loans
  • Loan Amounts:
    $500 - $2,000
  • Establishment Fee:
    20%
  • Monthly Service Fee:
    2-4%
  • Interest:
    Not Applicable
  • Terms:
    6-12 Months
Medium Loans
  • Loan Amounts:
    $2,001 - $5,000
  • Establishment Fee:
    $400
  • Monthly Service Fee:
    $0
  • Interest:
    24-48% p.a
  • Terms:
    12-24 Months
Large Loans
  • Loan Amounts:
    $5,100 - $10,000
  • Establishment Fee:
    $0
  • Monthly Service Fee:
    $0
  • Interest:
    24-48% p.a
  • Terms:
    12-36 Months

Fast, flexible Short-Term loans for life’s urgent needs

Unexpected expenses can pop up anytime—from car repairs and medical bills to education costs or even a well-earned break. Credit24 offers short-term personal loans starting from 6 months, giving you the flexibility to choose a loan amount and repayment term that suits your financial situation.

Our loans are accessible to a wide range of applicants, including those with casual jobs, imperfect credit histories, or Centrelink income (subject to eligibility). Every application is assessed individually to ensure responsible lending.

With our 100% online process, applying is quick and easy. If approved, funds can be transferred promptly to help you manage your immediate needs. Processing times may vary.

Short-Term Loans FAQ

Got questions? You're not alone. Here's what others often ask and how we help.

What is a Short-Term Loan?

How long is a Short-Term Loan?

How do I know if a short-term or a long-term loan is right for me?

How do I apply for a Short-Term Loan?

How much can I borrow with a Short-Term Loan?

What's the cost of a Short-Term Loan?

Can I apply for a Short-Term Loan on Centrelink?

Customer Service

Monday to Friday: 8am - 8pm (AEST)

Saturday: 9am to 5pm (AEST)

Sunday: Closed

Chat to us

Got questions but don't want to talk?

Use our chat function below.

Apply for a loan today

arrow