Credit24 understands that financial needs are different for everyone. Whether you need a quick boost for minor purchases or a substantial loan for larger expenses, our loans are tailored to your situation.
Quick small personal loans for minor purchases.
Medium personal loans for moderate expenses.
Personal loans for larger unexpected expenses you might encounter
Unexpected expenses shouldn’t hold you back. Whether it’s for education, holidays, home improvements, urgent car repairs, or health issues, our fast small cash loans can help cover your needs.
Our personal loans are accessible to many, including casual and self-employed workers, or those with limited or poor credit history. With our easy application process, all you have to do is to apply online and wait for our quick answer.
Access small cash loans up to $10,000 based on individual eligibility.
Apply for a small cash loan in less than 10 minutes and get a fast decision.
Choose your repayment terms between 6-36 months, with a fixed schedule upfront.
Receive your small cash loan in as little as 60 seconds after approval*.
A small cash loan is a short-term personal loan ranging from $500 to $10,000. It is designed to help cover unexpected expenses or immediate financial needs. These loans are typically repaid over a short period with a fixed interest rate.
Credit24 aim to provide fast approval for small cash loans, depending on each case. In order to speed up your application process, make sure to submit all required information, including your mobile number, email address, ID, and three months of bank statements.
To qualify for a small cash loan with Credit24, you must be an Australian permanent resident, at least 18 years old, employed, earning at least $600 monthly, and have a reasonable credit history. You also must provide all information required in your online application.
You can borrow between $500 and $10,000 with a small cash loan, depending on your financial situation and assessment. Before giving you an answer, Credit24 evaluates your income and expenses to determine the loan amount you can afford to repay.
The cost of a small cash loan varies based on the loan size. Fees may include a $400 establishment fee or 20% of the loan amount, and interest rates range from 24% to 48%.
Credit24 offers fast payouts upon approval, helping you cover expenses quickly. You get a customised loan to your needs, know all costs upfront, and you have a clear repayments plan.
Centrelink benefits can be considered as part of your income but should not exceed 50% of your total income. Credit24 does not offer loans to individuals whose sole income is Centrelink payments or where Centrelink makes up more than half of their income.
You can apply for a small cash loan with bad credit, although approval is not guaranteed. You can also use our loan calculator first, to estimate your loan conditions and understand your options based on your credit history.
