Choose loan amounts from $500 to $10,000
Apply online any day of the week, including weekends, for a loan between $500 and $10,000.
Furniture Loans in Australia
Furniture Loan Calculator
$3,000
$500$10,000
Repayments
Credit History
Apply now
DISCLAIMER: This calculator provides indicative interest rate
and repayment estimates across Credit24’s lending products
for general guidance only. It does not constitute an
offer of credit. Actual loan terms, rates, and fees may
vary based on your circumstances, our credit assessment,
and responsible lending obligations. The APR is illustrative
and all figures are subject to change.
Get the furniture you love sooner with fast, flexible furniture finance from Credit24. Apply online in minutes and, once approved, you can receive your money in as little as *1 minute—so you don’t have to wait to enjoy your new space.
Furniture Loans in Australia
Get the furniture you love sooner with fast, flexible furniture finance from Credit24. Apply online in minutes and, once approved, you can receive your money in as little as *1 minute—so you don’t have to wait to enjoy your new space.
Furniture Loan Calculator
$3,000
$500$10,000
Repayments
Credit History
Apply now
DISCLAIMER: This calculator provides indicative interest rate
and repayment estimates across Credit24’s lending products
for general guidance only. It does not constitute an
offer of credit. Actual loan terms, rates, and fees may
vary based on your circumstances, our credit assessment,
and responsible lending obligations. The APR is illustrative
and all figures are subject to change.
Furniture Loans in Australia
Get the furniture you love sooner with fast, flexible furniture finance from Credit24. Apply online in minutes and, once approved, you can receive your money in as little as *1 minute—so you don’t have to wait to enjoy your new space.
Furniture Loan Calculator
$3,000
$500$10,000
Repayments
Credit History
Apply now
DISCLAIMER: This calculator provides indicative interest rate
and repayment estimates across Credit24’s lending products
for general guidance only. It does not constitute an
offer of credit. Actual loan terms, rates, and fees may
vary based on your circumstances, our credit assessment,
and responsible lending obligations. The APR is illustrative
and all figures are subject to change.
Furniture Finance
Whether you’re upgrading a single piece or furnishing an entire home, Credit24 offers furniture finance options designed to fit your budget. Choose an amount that works for you, select your loan term, and enjoy clear fees and repayments from the start.
Flexible terms to match your budget
Complete your application in under 10 minutes and get a fast decision.
Transparent fee and interest structure — no hidden charges
Repay over 6 to 36 months with a repayment schedule that suits your budget.
Fast and simple online application
If approved, your furniture loan could be in your account within minutes*.
Furniture Finance Tailored To You
Quick Furniture Loans for Smaller Pieces
Perfect for essentials like desks, chairs, small storage units or décor. A simple furniture loan helps you update your space without paying upfront.
Furniture Finance for Bedroom or Living Room Sets
Ideal for bigger items like lounges, dining suites, or bedroom upgrades. Spread the cost over time with manageable repayments.
Complete Home Furniture Financing Solutions
Need to furnish a whole home? Our larger furniture loans offer room-by-room flexibility for movers, renovators, or anyone starting fresh.
Popular types of Furniture Loans
Compare Personal Loan amounts and repayment terms to see how Credit24's weekend finances can fit your budget.
Loan Amounts:
Establishment Fee:
Monthly Service Fee:
Interest:
Terms:
Late payment fees (per default)*:
- Loan Amounts:$500 - $2,000
- Establishment Fee:20%
- Monthly Service Fee:2-4%
- Interest:Not Applicable
- Terms:6-12 Months
- Late payment fees (per default)*:$10
- Loan Amounts:$2,001 - $5,000
- Establishment Fee:$400
- Monthly Service Fee:$0
- Interest:24-48% p.a
- Terms:12-24 Months
- Late payment fees (per default)*:$10
- Loan Amounts:$5,100 - $10,000
- Establishment Fee:$0
- Monthly Service Fee:$0
- Interest:24-48% p.a
- Terms:12-36 Months
- Late payment fees (per default)*:$10
Transform Your Home With Our Easy Furniture Loans
A furniture loan can help you turn your house into a home — without waiting months to save up. Many Australians use furniture finance to:
- Refresh a tired living room
- Upgrade to a new mattress or bedroom suite
- Move into a new home with all essentials ready
- Replace old or broken furniture
- Complete a full home makeover
Whether you're working full-time, casually, or somewhere in between, Credit24 offers flexible options that help you get approved and start shopping sooner.
Need your furniture fast? Our process works almost like buy now pay later furniture, but with the structure and clarity of a personal loan. You get the money upfront to shop at any retailer you choose — and repay in flexible instalments.
We don’t offer interest free furniture financing, but our transparent fees and no-hassle loan terms make the cost clear from the start.
Credit24 makes buying furniture stress-free with fast approvals, flexible repayment choices and simple, upfront costs.
Why Get a Personal Loan to Finance Your Furniture
Choosing a personal loan can be a smart way to manage bigger or unexpected furniture costs.
- Furniture loans from $500 to $10,000 give you flexibility
- Quick online furniture finance application with fast outcomes
- Choose repayments that suit your income schedule
- Get your furniture sooner with rapid funding after approval
Loans can be used at any furniture retailer — big or small.
Fast, Easy and Online Furniture Loans
Credit24 keeps things simple:
- Apply online in minutes
- Fast approval and payout once approved
- Flexible terms designed around your budget
- Use the funds for any type of furniture — from budget-friendly to premium pieces
Whether you're shopping at Amart, Fantastic Furniture, Freedom, or a local retailer, your Credit24 loan
Furniture Loans – Frequent Questions
Got questions? You're not alone. Here's what others often ask and how we help.
How does furniture finance work with Credit24?
How much can I borrow for furniture?
How quickly can I get approved for furniture finance?
Can I finance multiple furniture pieces?
What are Credit24's furniture loan repayment options?
Do I need to have perfect credit for furniture finance?
Can I get furniture finance if I'm on Centrelink?
What furniture stores can I buy from with Credit24?
Is furniture finance better than buy now pay later?
Customer Service
Monday to Friday: 8am - 8pm (AEST)
Saturday: 9am to 5pm (AEST)
Sunday: Closed
Customer enquiries
Media enquiries
Email: media@credit24.com.au
Apply for a loan today
