Choose loan amounts from $500 to $10,000
Apply online any day of the week, including weekends, for a loan between $500 and $10,000.
Easy Personal Loans
Easy Loan Calculator
$3,000
$500$10,000
Repayments
Credit History
Apply now
DISCLAIMER: This calculator provides indicative interest rate
and repayment estimates across Credit24’s lending products
for general guidance only. It does not constitute an
offer of credit. Actual loan terms, rates, and fees may
vary based on your circumstances, our credit assessment,
and responsible lending obligations. The APR is illustrative
and all figures are subject to change.
Easy Personal Loans
Easy Loan Calculator
$3,000
$500$10,000
Repayments
Credit History
Apply now
DISCLAIMER: This calculator provides indicative interest rate
and repayment estimates across Credit24’s lending products
for general guidance only. It does not constitute an
offer of credit. Actual loan terms, rates, and fees may
vary based on your circumstances, our credit assessment,
and responsible lending obligations. The APR is illustrative
and all figures are subject to change.
Easy Personal Loans
Easy Loan Calculator
$3,000
$500$10,000
Repayments
Credit History
Apply now
DISCLAIMER: This calculator provides indicative interest rate
and repayment estimates across Credit24’s lending products
for general guidance only. It does not constitute an
offer of credit. Actual loan terms, rates, and fees may
vary based on your circumstances, our credit assessment,
and responsible lending obligations. The APR is illustrative
and all figures are subject to change.
Easy Personal Loans
Life doesn’t always follow a plan. Unexpected bills, essential repairs, or urgent expenses can appear with little notice. Easy personal loans are one option some Australians consider when they need short-term financial support.
Credit24 offers an online application process designed to be simple and accessible. You can apply online, have your application assessed, and — if approved — receive funds quickly (for OSKO-enabled banks; processing times vary). Personal loans can be used for a range of everyday needs, depending on your individual circumstances.
Before applying, it’s important to understand how personal loans work, what costs may apply, and whether borrowing aligns with your financial situation.
Flexible terms to match your budget
Complete your application in under 10 minutes and get a fast decision.
Transparent fee and interest structure — no hidden charges
Repay over 6 to 36 months with a repayment schedule that suits your budget.
Fast and simple online application
If approved, your furniture loan could be in your account within minutes*.
Easy Online Loans
Apply online
Complete a simple application form in just a few minutes.
Get assessed
Your financial information, including income and bank statements, is reviewed to assess suitability.
If approved, receive funds
Approved funds may be transferred quickly, depending on your bank’s processing times.
Popular types of Easy Loans
Compare Personal Loan amounts and repayment terms to see how Credit24's easy loan finances can fit your budget.
Loan Amounts:
Establishment Fee:
Monthly Service Fee:
Interest:
Terms:
Late payment fees (per default)*:
- Loan Amounts:$500 - $2,000
- Establishment Fee:20%
- Monthly Service Fee:2-4%
- Interest:Not Applicable
- Terms:6-12 Months
- Late payment fees (per default)*:$10
- Loan Amounts:$2,001 - $5,000
- Establishment Fee:$400
- Monthly Service Fee:$0
- Interest:24-48% p.a
- Terms:12-24 Months
- Late payment fees (per default)*:$10
- Loan Amounts:$5,100 - $10,000
- Establishment Fee:$0
- Monthly Service Fee:$0
- Interest:24-48% p.a
- Terms:12-36 Months
- Late payment fees (per default)*:$10
Easy personal loans when you most need it
Unexpected expenses can place pressure on your finances — whether it’s a car repair, household appliance replacement, or an essential bill. Easy personal loans may help cover these costs when savings aren’t immediately available.
Understanding your repayment obligations and ensuring the loan fits within your budget is an important part of borrowing responsibly.
What you need to apply
- Be 18 years or older
- Have a regular source of income
- Provide valid identification and recent bank statements
- Be an Australian resident or eligible visa holder
How the process works
- Apply online in minutes
- Application assessed based on your financial situation
- Funds provided if approved (timing depends on your bank)
No unnecessary paperwork — just a clear, digital process designed to help you make informed choices.
Easy Loans: Why Credit24?
Easy application process
Apply fully online without in-person visits or lengthy forms.
Easy to borrow $500–$10,000
Choose a loan amount that suits your needs and repayment capacity.
Easy, predictable repayments
Repayment schedules are outlined upfront, helping you plan and manage your budget.
Easy, fast funding
Approved funds may be available quickly for PayID-enabled banks (processing times vary), which can be helpful when timing matters.
Easy Loans FAQ
Got questions? You're not alone. Here's what others often ask and how we help.
Can I apply for an easy loan with Credit24?
How long does it take to get a small loan?
How do I get an easy loan online?
What are the benefits of getting an easy loan with Credit24?
What fees apply to an easy loan?
How much can I borrow?
Can I pay off my loan early?
Customer Service
Monday to Friday: 8am - 8pm (AEST)
Saturday: 9am to 5pm (AEST)
Sunday: Closed
Customer enquiries
Media enquiries
Email: media@credit24.com.au
Apply for a loan today
