Credit Card Consolidation Loan in Australia

Credit Card Consolidation Loan Calculator
$3,000
$500$10,000
Repayments
Credit History
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DISCLAIMER: This calculator provides indicative interest rate and repayment estimates across Credit24’s lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations. The APR is illustrative and all figures are subject to change.

Simplify your credit card debt with one clear repayment. A Credit24 credit card consolidation loan is a personal loan you can use to pay off your own credit card balances — fast, flexible and fully online.

Consolidate Your Credit Cards Into One Simple Loan

Credit card debt can be stressful — especially when you're managing different due dates, high interest rates and multiple statements. A credit card consolidation loan gives you the ability to take control by combining your debts yourself using one lump-sum loan from Credit24.

With your Credit24 loan funds, you pay out your own credit cards, then move to one predictable repayment with us.

This is helpful if you're dealing with:

  • Multiple credit cards
  • High interest charges
  • Unexpected credit card bills
  • Different repayment schedules

You don’t need perfect credit — many customers use a consolidation loan for a fresh start. The Credit24 approval process is quick, simple and fully online. Once approved, funds are transferred to you, ready for you to pay your card balances directly. No waiting, no complex processes.

A credit card consolidation loan from Credit24 helps you replace multiple payments with one structured personal loan—giving you clarity, control, and breathing room.

Choose loan amounts from $500 to $10,000

Apply online any day of the week, including weekends, for a loan between $500 and $10,000.

Flexible terms to match your budget

Complete your application in under 10 minutes and get a fast decision.

Transparent fee and interest structure — no hidden charges

Repay over 6 to 36 months with a repayment schedule that suits your budget.

Fast and simple online application

If approved, your furniture loan could be in your account within minutes*.

Why a Personal Loan For Credit Card Consolidation

Credit card consolidation loans up to $10,000

Quick online application, usually completed in under 10 minutes

Flexible repayments tailored to your budget

Popular types of Consolidation Loans

Compare Personal Loan amounts and repayment terms to see how Credit24's weekend finances can fit your budget.

Small Loans
  • Loan Amounts:
    $500 - $2,000
  • Establishment Fee:
    20%
  • Monthly Service Fee:
    2-4%
  • Interest:
    Not Applicable
  • Terms:
    6-12 Months
  • Late payment fees (per default)*:
    $10
Medium Loans
  • Loan Amounts:
    $2,001 - $5,000
  • Establishment Fee:
    $400
  • Monthly Service Fee:
    $0
  • Interest:
    24-48% p.a
  • Terms:
    12-24 Months
  • Late payment fees (per default)*:
    $10
Large Loans
  • Loan Amounts:
    $5,100 - $10,000
  • Establishment Fee:
    $0
  • Monthly Service Fee:
    $0
  • Interest:
    24-48% p.a
  • Terms:
    12-36 Months
  • Late payment fees (per default)*:
    $10

Consolidation Loans – FAQ

Got questions? You're not alone. Here's what others often ask and how we help.

How does a credit card consolidation loan work with Credit24?

Who can apply for a credit card consolidation loan?

How much credit card debt can I consolidate?

How long does Credit24’s consolidation process take?

Can I consolidate multiple credit cards with Credit24?

What are the benefits of consolidating with Credit24?

How flexible are Credit24’s consolidation loan repayments?

Customer Service

Monday to Friday: 8am - 8pm (AEST)

Saturday: 9am to 5pm (AEST)

Sunday: Closed

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