On-the-Spot Loans: from $500 to $10,000

On-the-Spot Personal Loans Calculator

$3,000
$500$10,000
Repayments
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DISCLAIMER: This calculator provides indicative interest rate and repayment estimates across Credit24’s lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations. The APR is illustrative and all figures are subject to change.

Personal loan on the spot for when you need quick cash. Apply online and, if approved, funds could be disbursed in your account in as little as 60 seconds*. Fully licensed by ASIC.

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Why a Credit24 On-the-Spot Personal Loans?

Life doesn't wait, and neither should you. When unexpected expenses arise, our on-the-spot loans can provide immediate financial relief. Apply online in under 10 minutes, and if approved, receive money in your account in as little as 60 seconds to OSKO enabled banks.

On-the-Spot Loans up to $10,000

Access cash loans on the spot from $500 to $10,000, with funds transferred to your account in as little as 60 seconds upon approval to OSKO enabled banks.

Quick Online Application

Our simplified application process takes less than 10 minutes to complete, with no paperwork and no branch visits required.

Flexible repayment options

Choose repayment terms that fit your budget, with clear schedules provided upfront so you know exactly what to expect.

Instant Funding

Once approved, your on-the-spot loan funds are being disbursed to your bank account, typically arriving within 60 seconds to OSKO participating banks.

Online Loans on the Spot: Quick & Easy

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Apply online in under 10 minutes

Complete our straightforward application form to request your on-the-spot loan.

Tell us how much you need

Specify your desired loan amount and we'll promptly assess your application.

Receive the money in 60 seconds* ,if approved

If eligible, have your loan on the spot deposited into your account in 1 minute to OSKO participating banks

Types of Cash Loans On-the-Spot

Whatever your financial needs, Credit24 could provide on-the-spot cash loans tailored to your situation. Select a loan amount and terms that suit you, with transparent fees and interest rates disclosed upfront. Our flexible loan options range from $500 to $10,000, allowing you to borrow only what you need.

Small Loans
  • Loan Amounts:
    $500 - $2,000
  • Establishment Fee:
    20%
  • Monthly Service Fee:
    2-4%
  • Interest
    Not Applicable
  • Terms:
    6-12 Months
Medium Loans
  • Loan Amounts:
    $2,001 - $5,000
  • Establishment Fee:
    $400
  • Monthly Service Fee:
    $0
  • Interest
    24-48% p.a
  • Terms:
    12-24 Months
Large Loans
  • Loan Amounts:
    $5,100 - $10,000
  • Establishment Fee:
    $0
  • Monthly Service Fee:
    $0
  • Interest
    24-48% p.a
  • Terms:
    12-36 Months

Loans on the Spot: For Unexpected Expenses

We understand that life can throw financial curveballs when you least expect them. Whether it's a broken appliance, urgent car repairs, or an unexpected medical bill, these situations demand immediate attention and quick financial solutions.

Cash loans on the spot from Credit24 can cover all sorts of expenses, like: Car repairs, Emergency medical treatments, Household repairs,Last-minute travel needs,Overdue bills

Don't let a less-than-perfect credit score hold you back. When you apply for loans on the spot with Credit24, we perform a quick assessment focused on your current financial situation rather than just your credit history.

On-the-Spot Loans: FAQ

How to get a cash loan on the spot?

Am I eligible for a personal loan on the spot?

How fast until I get my loan on the spot approved?

How flexible are Credit24's repayments for on-the-spot loans?

Customer Service

Monday to Friday: 8am - 8pm (AEST)

Saturday: 9am to 5pm (AEST)

Sunday: Closed

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