Fast, fair and flexible – Loans $500–$10,000, 24/7 online.

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Personal Loan Calculator

$3,000

$500$10,000

Repayments

Credit History

DISCLAIMER: This calculator provides indicative interest rate and repayment estimates across Credit24’s lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations. The APR is illustrative and all figures are subject to change.

Meet Credit24

Need Money Now?

Meet Credit24

Personal Loan Calculator

$3,000

$500$10,000

Repayments

Credit History

Apply now

Need Money Now? Meet Credit24

Unexpected expenses can arise at any time, and when they do, understanding your options can help you respond with confidence. If you need money now, personal loans are one option some Australians consider to manage urgent or short-term financial needs.

With Credit24, you can apply online to borrow between $500 and $10,000. Applications are assessed based on your individual financial situation, and if approved, funds may be transferred quickly via OSKO-enabled banks (processing times vary). Personal loans can be used for a range of everyday purposes, depending on your needs and circumstances.

Before applying, it’s important to consider whether borrowing aligns with your budget and long-term financial goals.

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Choose loan amounts from $500 to $10,000

Apply online any day of the week, including weekends, for a loan between $500 and $10,000.

Flexible terms to match your budget

Complete your application in under 10 minutes and get a fast decision.

Transparent fee and interest structure — no hidden charges

Repay over 6 to 36 months with a repayment schedule that suits your budget.

Fast and simple online application

If approved, your furniture loan could be in your account within minutes*.

Why Credit24 Personal Loans

Quick, easy online application

Apply online from your phone or computer, without in-person visits.

Borrow from $500–$10,000

Select a loan amount that reflects your needs and repayment capacity. If approved, funds may be transferred via OSKO-enabled banks in as little as 1 minute (processing times vary).

Fixed repayment calendar

Repayment schedules are outlined upfront to support budgeting and planning.

Apply now

If You Need Cash Now, Pick the Best Option for You

If you’re in need of cash now, you may be comparing different personal loan options to help manage unexpected bills, urgent expenses, or short-term gaps in your budget. Credit24 offers several personal loan options between $500 and $10,000, allowing you to choose an amount that suits your situation.

All applications are completed online, giving you the opportunity to review loan details carefully before making a decision.

Small Loans

Loan Amounts:
$500 - $2,000
Establishment Fee:
20%
Monthly Service Fee:
2-4%
Interest:
Not Applicable
Terms:
6-12 Months
Late payment fees (per default)*:
$10

Medium Loans

Loan Amounts:
$2,001 - $5,000
Establishment Fee:
$400
Monthly Service Fee:
$0
Interest:
24-48% p.a
Terms:
12-24 Months
Late payment fees (per default)*:
$10

Large Loans

Loan Amounts:
$5,100 - $10,000
Establishment Fee:
$0
Monthly Service Fee:
$0
Interest:
24-48% p.a
Terms:
12-36 Months
Late payment fees (per default)*:
$10

Personal Loans for Those Who Need Money Now

Life can be unpredictable, and people consider personal loans for many different reasons, including when:

An unexpected bill arrives
A car breaks down
They need cash now but are unable to borrow from their bank
A household expense can’t be delayed
They receive Centrelink and need temporary financial support

Credit24 allows you to apply fully online, upload required documents, and have your application assessed based on your individual financial circumstances.