Personal loans with low credit score from $500 to $10,000
We'll evaluate your application beyond just your credit score and let you know if you meet our responsible lending criteria.
Low credit score Personal Loans
Low credit score loan calculator
$3,000
$500$10,000
Repayments
Credit History
Apply now
DISCLAIMER: This calculator provides indicative interest rate
and repayment estimates across Credit24’s lending products
for general guidance only. It does not constitute an
offer of credit. Actual loan terms, rates, and fees may
vary based on your circumstances, our credit assessment,
and responsible lending obligations. The APR is illustrative
and all figures are subject to change.
Life's ups and downs can affect your credit score, but that shouldn't stop you from getting the financial support you need. Apply for a personal loan even if you don’t have a perfect credit score. If approved, you can receive the money in minutes to the PayID enabled banks.
Low credit score Personal Loans
Life's ups and downs can affect your credit score, but that shouldn't stop you from getting the financial support you need. Apply for a personal loan even if you don’t have a perfect credit score. If approved, you can receive the money in minutes to the PayID enabled banks.
Low credit score loan calculator
$3,000
$500$10,000
Repayments
Credit History
Apply now
DISCLAIMER: This calculator provides indicative interest rate
and repayment estimates across Credit24’s lending products
for general guidance only. It does not constitute an
offer of credit. Actual loan terms, rates, and fees may
vary based on your circumstances, our credit assessment,
and responsible lending obligations. The APR is illustrative
and all figures are subject to change.
Low credit score Personal Loans
Life's ups and downs can affect your credit score, but that shouldn't stop you from getting the financial support you need. Apply for a personal loan even if you don’t have a perfect credit score. If approved, you can receive the money in minutes to the PayID enabled banks.
Low credit score loan calculator
$3,000
$500$10,000
Repayments
Credit History
Apply now
DISCLAIMER: This calculator provides indicative interest rate
and repayment estimates across Credit24’s lending products
for general guidance only. It does not constitute an
offer of credit. Actual loan terms, rates, and fees may
vary based on your circumstances, our credit assessment,
and responsible lending obligations. The APR is illustrative
and all figures are subject to change.
Simple online application process
Complete your online application in minutes, with a straightforward paperless process.
Budget-friendly repayment terms
Choose between weekly, fortnightly, or monthly repayments with terms that suit your budget.
Fast access to funds - cash loan in minutes
A low credit score doesn't slow us down - if approved, you'll receive your funds in minutes to PayID enabled banks.
Low credit Personal Loans tailored to your needs
Loan Amounts:
Establishment Fee:
Monthly Service Fee:
Interest
Terms:
- Loan Amounts:$500 - $2,000
- Establishment Fee:20%
- Monthly Service Fee:2-4%
- InterestNot Applicable
- Terms:6-12 Months
- Loan Amounts:$2,001 - $5,000
- Establishment Fee:$400
- Monthly Service Fee:$0
- Interest24-48% p.a
- Terms:12-24 Months
- Loan Amounts:$5,100 - $10,000
- Establishment Fee:$0
- Monthly Service Fee:$0
- Interest24-48% p.a
- Terms:12-36 Months
Personal Loans can be available — even with a low credit score
Life doesn’t always go to plan—and a low credit score shouldn’t automatically hold you back. Whether you’re managing unexpected bills, car repairs, home improvements, or other urgent expenses, Credit24 offers personal loans with a fair and balanced approach.
We understand that many Australians face financial challenges that can impact their credit history. That’s why we assess each loan application on a range of factors, not just your past. While approval isn’t guaranteed, we focus on your current financial situation and your ability to repay responsibly.
At Credit24, we practice responsible lending by evaluating multiple factors. Our fast online application makes it easy to apply, and you’ll receive a decision quickly—because we know timing matters when life’s unexpected costs arise.
Customer Service
Monday to Friday: 8am - 8pm (AEST)
Saturday: 9am to 5pm (AEST)
Sunday: Closed
Contact details
Call: 1300 293 000
Email: info@credit24.com.au
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