Long term Personal Loans

Long term personal loans calculator
$3,000
$500$10,000
Repayments
Credit History
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DISCLAIMER: This calculator provides indicative interest rate and repayment estimates across Credit24’s lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations. The APR is illustrative and all figures are subject to change.

Looking for more breathing room with your repayments? Our long term loans offer flexible payment plans up to 36 months depending on the product, even with less-than-perfect credit. Get the financial support you need from $500 to $10,000, with manageable monthly installments.

Quick online loans: flexible solutions for your financial needs

Short term Personal Loans
  • Loan Amounts
    $500-$2000
  • Establishment Fee
    20%
  • Monthly Service Fee
    2-4%
  • Interest
    Not Applicable
  • Terms
    6-12 Months
Medium term Personal Loans
  • Loan Amounts
    $2,100 - $5,000
  • Establishment Fee
    $400
  • Monthly Service Fee
    0
  • Interest
    24-48% p.a.
  • Terms
    12-24 months
Long term Personal Loans
  • Loan Amounts
    $5,100 - $10,000
  • Establishment Fee
    $0
  • Monthly Service Fee
    $0
  • Interest
    24-48% p.a.
  • Terms
    12-36 months

Long term loans for everyday needs

Life's big expenses don't always come with a perfect timeline. Whether you're planning a home renovation, need to upgrade your car, or facing unexpected medical bills, sometimes you need financial support with the flexibility of extended repayment terms.

That's where our long term personal loans come in. Borrow up to $10,000 and spread your repayments across a period of up to 36 months depending on the product, making your monthly payments more manageable.

And if you're concerned about your credit history, we understand. Long term loans for bad credit are possible – while approval isn't guaranteed, we consider your current financial situation beyond just your credit score when assessing applications.

With our 100% online application and a fast reply, you might get your money in minutes to PayID enabled banks.



Long term loans up to $10,000

Apply for a long-term personal loan with flexible amounts to help you take the next step toward your goals

Extended repayment flexibility

Select a repayment schedule that suits your budget, with terms up to 36 months depending on the product—designed to help keep your payments manageable

Simple online application process

Start your long-term loan application online —it takes less than 10 minutes to complete

Fast access to cash

Your long term loan journey could start sooner than you think - if approved, receive your funds in minutes to PayID enabled banks.

Long term personal loans: quick & 100% online

Fill out our quick online application

Share your preferred loan term and amount - we'll review your eligibility

If approved, get your funds in minutes to PayID enabled banks, with repayments spread over your chosen term.

Long Term Loans: FAQ

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How much should you get for a long term personal loan?

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