DISCLAIMER: This calculator provides indicative interest rate
and repayment estimates across Credit24’s lending products
for general guidance only. It does not constitute an
offer of credit. Actual loan terms, rates, and fees may
vary based on your circumstances, our credit assessment,
and responsible lending obligations. The APR is illustrative
and all figures are subject to change.
Looking for more breathing room with your repayments? Our long term loans offer flexible payment plans up to 36 months depending on the product, even with less-than-perfect credit. Get the financial support you need from $500 to $10,000, with manageable monthly installments.
Long term Personal Loans
Looking for more breathing room with your repayments? Our long term loans offer flexible payment plans up to 36 months depending on the product, even with less-than-perfect credit. Get the financial support you need from $500 to $10,000, with manageable monthly installments.
DISCLAIMER: This calculator provides indicative interest rate
and repayment estimates across Credit24’s lending products
for general guidance only. It does not constitute an
offer of credit. Actual loan terms, rates, and fees may
vary based on your circumstances, our credit assessment,
and responsible lending obligations. The APR is illustrative
and all figures are subject to change.
Long term Personal Loans
Looking for more breathing room with your repayments? Our long term loans offer flexible payment plans up to 36 months depending on the product, even with less-than-perfect credit. Get the financial support you need from $500 to $10,000, with manageable monthly installments.
DISCLAIMER: This calculator provides indicative interest rate
and repayment estimates across Credit24’s lending products
for general guidance only. It does not constitute an
offer of credit. Actual loan terms, rates, and fees may
vary based on your circumstances, our credit assessment,
and responsible lending obligations. The APR is illustrative
and all figures are subject to change.
Quick online loans: flexible solutions for your financial needs
Loan Amounts
Establishment Fee
Monthly Service Fee
Interest
Terms
Short term Personal Loans
Loan Amounts
$500-$2000
Establishment Fee
20%
Monthly Service Fee
2-4%
Interest
Not Applicable
Terms
6-12 Months
Medium term Personal Loans
Loan Amounts
$2,100 - $5,000
Establishment Fee
$400
Monthly Service Fee
0
Interest
24-48% p.a.
Terms
12-24 months
Long term Personal Loans
Loan Amounts
$5,100 - $10,000
Establishment Fee
$0
Monthly Service Fee
$0
Interest
24-48% p.a.
Terms
12-36 months
Long term loans for everyday needs
Life's big expenses don't always come with a perfect timeline. Whether you're planning a home renovation, need to upgrade your car, or facing unexpected medical bills, sometimes you need financial support with the flexibility of extended repayment terms.
That's where our long term personal loans come in. Borrow up to $10,000 and spread your repayments across a period of up to 36 months depending on the product, making your monthly payments more manageable.
And if you're concerned about your credit history, we understand. Long term loans for bad credit are possible – while approval isn't guaranteed, we consider your current financial situation beyond just your credit score when assessing applications.
With our 100% online application and a fast reply, you might get your money in minutes to PayID enabled banks.
Long term loans up to $10,000
Apply for a long-term personal loan with flexible amounts to help you take the next step toward your goals
Extended repayment flexibility
Select a repayment schedule that suits your budget, with terms up to 36 months depending on the product—designed to help keep your payments manageable
Simple online application process
Start your long-term loan application online —it takes less than 10 minutes to complete
Fast access to cash
Your long term loan journey could start sooner than you think - if approved, receive your funds in minutes to PayID enabled banks.
Long term personal loans: quick & 100% online
Fill out our quick online application
Share your preferred loan term and amount - we'll review your eligibility
If approved, get your funds in minutes to PayID enabled banks, with repayments spread over your chosen term.
Long Term Loans: FAQ
What is the longest term loan you can get?
What are the pros of a long term personal loan?
How much should you get for a long term personal loan?
What are the disadvantages of long term financing?