Last-minute loans: fast cash loans for urgent needs

Last-minute loan calculator

$3,000

$500$10,000

Repayments

Credit History

DISCLAIMER: This calculator provides indicative interest rate and repayment estimates across Credit24’s lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations. The APR is illustrative and all figures are subject to change.

You never know when you might need extra funds. Apply in a few minutes through a simple application. If approved, receive the money in minutes. Last-minute loans are the financial safety net for life’s unexpected twists and turns.

Last-minute loans: fast cash loans for urgent needs

Last-minute loan calculator

$3,000

$500$10,000

Repayments

Credit History

Apply now

Last-minute loans: made for life's unexpected moments

Unplanned expenses can appear out of nowhere: an unexpected cost, a medical emergency, an opportunity for travel, or a long overdue home repair. These challenges can stress you out and make you lose perspective. Besides, finding a loan provider that’s fast, fair, and dependable can feel like searching for a needle in a haystack. Many lenders require extensive documentation or offer restrictive terms.

We at Credit24 turn borrowing into a helping hand, easing the weight off your shoulders when needed. Our application process is quick and straightforward, letting you apply online in just 10 minutes. We’re here for you, even on Saturdays, and if approved, the loan can be in your account in just minutes. Do not hesitate - whether you’re on Centrelink (up to 50% of your income), have less-than-perfect credit, or are a pensioner, we at Credit24 welcome your application.

Last-minute loans: interest rates, fees and terms

Quick and last-minute loans can feel overwhelming because they often come with higher rates, as lenders charge for urgency.

At Credit24, we understand the stress of these situations and offer flexible, fair options to help

Small Loans

Loan Amounts
$500-$2000
Establishment Fee
20%
Monthly Service Fee
2-4%
Interest
Not Applicable
Terms
6-12 Months
Late payment fees (per default)^:
$10

Medium Loans

Loan Amounts
$2,100- $5,000
Establishment Fee
$400
Monthly Service Fee
0
Interest
24-48% p.a.
Terms
12-24 months
Late payment fees (per default)^:
$10

Large Loans

Loan Amounts
$5,100 - $10,000
Establishment Fee
$0
Monthly Service Fee
$0
Interest
24-48% p.a.
Terms
12-36 months
Late payment fees (per default)^:
$10

Last-minute loans up to $10,000

Quick flexible funding solutions for your last-minute needs.

Quick & easy online application

Our simple online application process is designed to save you time and worry. Complete the form—it only takes a few minutes*.

Flexible last-minute loan repayments

You can choose repayment terms between 6 and 36 months to plan your payments according to your budget. Fixed upfront repayments guarantee that you always know how much you'll owe, making it easier to manage your finances responsibly.

Fast access to funds - cash loan in minutes

If approved, you'll receive the loan in just minutes, so you get the funds when you need them most. This quick payout process is perfect for emergencies or unexpected expenses that require immediate action.