Fast cash advance loans tailored to your needs

Cash Advance Loan repayment calculator
$3,000
$500$10,000
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DISCLAIMER: This calculator provides indicative interest rate and repayment estimates across Credit24’s lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations. The APR is illustrative and all figures are subject to change.

Looking for a quick and responsible way to cover urgent expenses? At Credit24, we offer cash advance loans of up to $10,000—designed to fit your financial situation.

We conduct a credit check on every application to ensure responsible lending. That means your loan is customised to match your income, expenses and ability to repay.

Emergency car repair with instant cash advance
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What is an instant cash advance?

What is an instant cash advance?

Instant cash advances let you access money quickly—often through your credit card, Line of Credit or a dedicated cash advance app. They’re commonly used to get an advance on your income before payday. However, they usually come with high fees and interest that starts accumulating immediately, from the day of the withdrawal until the full amount is repaid.

How Credit24 offers a better alternative

Some lenders promote instant cash advances with “no credit checks,” but that can be a red flag. At Credit24, we conduct credit checks as part of responsible lending—to help ensure the loan is right for you. This process helps determine your interest rates, appropriate loan limits, and whether you can comfortably afford repayments.

Is an instant cash advance right for you?

Cash advances are typically short-term and limited to the available balance on your credit card or app account. If you need more than just a small buffer between paydays, a Personal Loan or a Line of Credit from Credit24 could be a more flexible option—with clear terms and no hidden surprises.

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Instant Cash Advance Loans online in three easy steps

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Complete our simple cash loan online application in just a few minutes.
Get an instant initial response for your Cash Advance Loan application. If eligible, your application moves to final review.
If approved, you could receive money in your account within minutes (eligible OSKO participating bank accounts)*.

Benefits of Credit24 instant Cash Advance Loans

A Credit24 Cash Advance Loan could help cover urgent expenses—whether it’s bills, car repairs or everyday costs. You can apply for up to $10,000, with flexible options tailored to suit your income and repayment needs.

Online loans of $500 to $10,000

Borrow up to $10,000 based on your eligibility for a Cash Advance Loan.

Flexible loan repayments

Choose between 6 and 36 months to repay your loan and get a repayment schedule upfront.

Quick application process

Complete the Cash Advance Loans online application in just a few minutes and we'll check your eligibility.

Fast loan assessment and payout

Get an immediate response. If approved, the money can be paid within minutes into your account*.

Popular types of Cash Advance Loans

Compare Personal Loan amounts and repayment terms to see how Credit24's instant cash advance finances can fit your budget.

Small Loans
  • Loan Amounts:
    $500 - $2,000
  • Establishment Fee:
    20%
  • Monthly Service Fee:
    2-4%
  • Interest:
    Not Applicable
  • Terms:
    6-12 Months
Medium Loans
  • Loan Amounts:
    $2,001 - $5,000
  • Establishment Fee:
    $400
  • Monthly Service Fee:
    $0
  • Interest:
    24-48% p.a
  • Terms:
    12-24 Months
Large Loans
  • Loan Amounts:
    $5,100 - $10,000
  • Establishment Fee:
    $0
  • Monthly Service Fee:
    $0
  • Interest:
    24-48% p.a
  • Terms:
    12-36 Months

Cash Advance Loans answered

Got questions? You're not alone. Here's what others often ask and how we help.

What’s the difference between a Cash Loan and a Cash Advance Loan?

How do I apply for an instant Cash Advance Loan?

How long does it take to get an instant Cash Advance Loan?

What do I need to apply for an instant Cash Advance Loan?

How much can I borrow with an instant Cash Advance Loan?

Why should I apply for Credit24 instant Cash Advance Loan?

Can I apply for an instant Cash Advance Loan if I'm self-employed?

Can I apply for an instant Cash Advance Loan if on Centrelink?

Can I apply for a small loan while unemployed?

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Saturday: 9am to 5pm (AEST)

Sunday: Closed

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