Simplify your finances with Debt Consolidation Loans

Debt Consolidation
Loan Calculator
$3,000
$500$10,000
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DISCLAIMER: This calculator provides indicative interest rate and repayment estimates across Credit24’s lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations. The APR is illustrative and all figures are subject to change.

Combine multiple repayments into one easy-to-manage personal loan—apply online for up to $10,000.

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Why a debt consolidation loan?

With a Credit24 personal loan, you can combine your credit card and loan repayments into one fixed repayment—weekly, fortnightly or monthly.

Having just one repayment schedule can make it easier to stay on track and avoid missed payments or late fees.

Loans up to $10,000

Get up to $10,000 based on your eligibility.

Easy Online Application

Fast online application & quick response.

Flexible, budget-friendly repayment terms for debt consolidation

With debt consolidation loans, you have just one loan repayment, fixed upfront.

Fast Access to Funds - Cash Loan in 60 Seconds*

If approved, the loan is paid out on the same day.

Online debt consolidation: Apply in minutes

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Apply for an online debt consolidation loan with a simple form.
Select your credit limit and we will determine your eligibility.
If approved, your debt consolidation loan will be processed immediately and money will be credited to your PayID-enabled account within minutes.

Choose your debt consolidation loan

Small Loans
  • Loan Amounts:
    $500 - $2,000
  • Establishment Fee:
    20%
  • Monthly Service Fee:
    2-4%
  • Interest
    Not Applicable
  • Terms:
    6-12 Months
Medium Loans
  • Loan Amounts:
    $2,001 - $5,000
  • Establishment Fee:
    $400
  • Monthly Service Fee:
    $0
  • Interest
    24-48% p.a
  • Terms:
    12-24 Months
Large Loans
  • Loan Amounts:
    $5,100 - $10,000
  • Establishment Fee:
    $0
  • Monthly Service Fee:
    $0
  • Interest
    24-48% p.a
  • Terms:
    12-36 Months

Why take a debt consolidation loan?

With Credit24 debt consolidation loans in Australia, pay single monthly, fortnightly or weekly payments and avoid due dates, late fees, and the constant worry of missing a payment. Loan consolidation streamlines your finances by combining your existing debts (credit cards, personal loans, etc.) into a single, manageable payment plan that is fixed upfront.

Say goodbye to frustrating repayments: No more scrambling to meet different deadlines. One payment, one due date.

No more late fees: Simplify your repayments and reduce the risk of late fees associated with multiple debts. 

Take control of your finances: A single, predictable payment makes budgeting easier. You’ll gain clarity on your finances and feel empowered to reach your financial goals.

Our simple and quick application process makes it easy to get started.

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Debt consolidation loans answered

How to apply for a debt consolidation loan?

Can I get a loan to consolidate my debt?

How much debt can I consolidate?

How much does a personal consolidation loan cost?

How much can I borrow with an instant cash loan?

Can I consolidate credit card debt?

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Saturday: 9am to 5pm (AEST)

Sunday: Closed

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