Car loans in NSW

$3,000

12 months

Repayments

Credit History

DISCLAIMER: The information provided by this calculator is for estimation purposes only for a small amount credit contract and includes the regulated rate under the National Consumer Credit Protection Act. Other fees, costs and charges are not included. This calculation does not constitute an offer for credit. The actual amount that you may borrow may differ after you have completed a loan application and provided all the necessary details that are relevant to our lending criteria and our responsible lending inquiries and verifications. Any calculations made by you using this calculator are intended as a guide only. Maximum repayment term: 12 months. Monthly fixed fee 4% of initial adjusted loan amount.

Get car finance in NSW for your next vehicle. Whether you're buying new or used, we offer loans up to $10,000 to help you get behind the wheel, with funds in your account within minutes after approval.

White SUV driving on a road with a cloudy sky and a blue arrow

White outline of a wrench and screwdriver crossed over each other on an orange background with a blue border

Car loans in NSW

$3,000

12 months

Repayments

Credit History

Start application

Why a Credit24 car loan in NSW?

Car finance in NSW up to $10,000

Finance any car you want – new, used, private sale or dealer. Choose the vehicle that suits your needs and budget.

Simple online car loan application in NSW

Apply online in minutes from anywhere in NSW. No complicated paperwork or long waiting times.

Flexible repayment options

Choose your loan term between 6-36 months with fixed repayments, so you can plan your car budget with confidence.

Fast access to funds - cash loan in minutes

Get approved and receive your car loan in NSW within 60 seconds* – start shopping for your car today.

NSW car loans 100% online

Three people indoors, one handing a car key fob to two others

Apply for car finance in NSW with our quick online form

Choose your car loan amount and get a prompt assessment

Receive the money within minutes, if approved.

Car finance calculator in NSW

Small Loans

Loan Amounts:
$500 - $2,000
Establishment Fee:
20%
Monthly Service Fee:
2-4%
Interest
Not Applicable
Terms:
6-12 Months

Medium Loans

Loan Amounts:
$2,001 - $5,000
Establishment Fee:
$400
Monthly Service Fee:
$0
Interest
24-48% p.a
Terms:
12-24 Months

Large Loans

Loan Amounts:
$5,100 - $10,000
Establishment Fee:
$0
Monthly Service Fee:
$0
Interest
24-48% p.a
Terms:
12-36 Months

Used car finance & car loans in NSW

If you're looking to purchase a used car in NSW, Credit24 offers unsecured personal loans of up to $10,000 that can be used for vehicle-related expenses. There's no need to provide the car as security, giving you flexibility in how you use the funds.

We review each application based on your current financial circumstances. If you're receiving Centrelink payments or have a lower credit score, you may still be considered eligible—subject to meeting our lending criteria.

Loan funds can be used to buy from a private seller or a dealer, or even to cover a deposit. Whether it’s for a compact city car, family vehicle, or something for work, our 100% online application makes it easy to apply from anywhere in NSW.

You’ll be able to choose how much you want to borrow, set your preferred repayment term, and receive a response quickly—without lengthy paperwork or in-person appointments.