Car loans in Melbourne

Car Loans in Melbourne

$3,000

12 months

Repayments

Credit History

DISCLAIMER: The information provided by this calculator is for estimation purposes only for a small amount credit contract and includes the regulated rate under the National Consumer Credit Protection Act. Other fees, costs and charges are not included. This calculation does not constitute an offer for credit. The actual amount that you may borrow may differ after you have completed a loan application and provided all the necessary details that are relevant to our lending criteria and our responsible lending inquiries and verifications. Any calculations made by you using this calculator are intended as a guide only. Maximum repayment term: 12 months. Monthly fixed fee 4% of initial adjusted loan amount.

Get car finance in Melbourne for your next vehicle. Whether you're buying new or used, we offer loans up to $10,000 to help you get behind the wheel, with funds in your account within minutes , if approved.

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Car loans in Melbourne

Car Loans in Melbourne

$3,000

12 months

Repayments

Credit History

Start application

Why a Credit24 car loan in Melbourne?

Car finance in Melbourne up to $10,000

Finance any car you want – new, used, private sale or dealer. Choose the vehicle that suits your needs and budget.

Fast car loan in Melbourne

Apply online in minutes from anywhere in Melbourne. No complicated paperwork or long waiting times.

Flexible repayment options

Choose your loan term between 6-36 months with fixed repayments, so you can plan your car budget with confidence.

Simple online application

Get approved and receive your car loan in Melbourne within minutes – start shopping for your car today.

Melbourne car loans 100% online

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Apply for car finance in Melbourne with our quick online form

Choose your loan amount and get a fast, personalised assessment

If approved, receive the money within 60 seconds*

Car finance calculator in Melbourne

Small Loans

Loan Amounts:
$500 - $2,000
Establishment Fee:
20%
Monthly Service Fee:
2-4%
Interest
Not Applicable
Terms:
6-12 Months

Medium Loans

Loan Amounts:
$2,001 - $5,000
Establishment Fee:
$400
Monthly Service Fee:
$0
Interest
24-48% p.a
Terms:
12-24 Months

Large Loans

Loan Amounts:
$5,100 - $10,000
Establishment Fee:
$0
Monthly Service Fee:
$0
Interest
24-48% p.a
Terms:
12-36 Months

Used car finance and unsecured car loans in Melbourne

Looking to finance a used car in Melbourne? Credit24 offers flexible unsecured car loans of up to $10,000 — no vehicle security required. That means you can choose the car you want, from a private seller or dealer, without tying the loan to the asset.

We assess each application based on your individual circumstances — including if you're receiving Centrelink payments or have a less-than-perfect credit history. Our used car loans can cover the full purchase price or help with a deposit.

Whether you're after a compact car for city driving, a reliable family vehicle, a work ute or your first car, Credit24’s simple online application makes it easy to apply. Choose your loan amount, select a repayment term that suits your budget, and get a fast decision. If approved, funds can be transferred in minutes* to PayID-enabled accounts.