Boat finance: set sail with a better deal

Boat Loan calculator

$3,000
$500$10,000
Repayments
Credit History
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DISCLAIMER: This calculator provides indicative interest rate and repayment estimates across Credit24’s lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations. The APR is illustrative and all figures are subject to change.

Get your dream boat faster with our flexible boat loan options up to $10,000. From jet skis to sailing boats, you can get you on the water in with same-day approval* available for eligible applicants. Apply now!

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Why a boat loan with Credit24?

Flexible boat finance up to $10,000

Apply for a personal loan up to $10,000 to finance your marine craft. Quick online application and fast assessment, subject to eligibility and lender approval.

Quick & easy online application

Don't wait to hit the water - receive your approved boat loan funds in as little as 60 seconds*. Subject to eligibility, lender approval and processing time."

Budget-Friendly Repayment Terms

Tailor your boat loan repayments to match your budget with a repayment schedule that works for you

Fast access to funds - cash loan in 60 seconds*

Skip the paperwork hassle with our streamlined marine loan process and complete your application in minutes

Get your boat loan 100% online

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Complete your online boat loan application
Tell us how much you want to borrow
If approved, receive your funds for the boat within minutes*

Your boat loan, your repayment terms

Small Loans
  • Loan Amounts:
    $500 - $2,000
  • Establishment Fee:
    20%
  • Monthly Service Fee:
    2-4%
  • Interest
    Not Applicable
  • Terms:
    6-12 Months
Medium Loans
  • Loan Amounts:
    $2,001 - $5,000
  • Establishment Fee:
    $400
  • Monthly Service Fee:
    $0
  • Interest
    24-48% p.a
  • Terms:
    12-24 Months
Large Loans
  • Loan Amounts:
    $5,100 - $10,000
  • Establishment Fee:
    $0
  • Monthly Service Fee:
    $0
  • Interest
    24-48% p.a
  • Terms:
    12-36 Months

Boat finance to make waves

If you’re ready to hit the water—whether it's on a sleek jet ski or a reliable family pontoon—Credit24 offers simple and flexible boat loan solutions designed to suit your lifestyle. With loans of up to $10,000 and repayment options that work around your budget—weekly, fortnightly or monthly—you’ll have the freedom to choose a plan that fits. Our online application process is fast, secure and paperwork-free, with same-day approval* available for eligible applicants.

With our streamlined online application process, you could be steering your new vessel the same day. From seasoned sailors to first-time boat owners, we make marine finance simple and straightforward.

No need to wait for perfect weather - your boat finance journey can start here. Apply now and you could experience the thrill of boat ownership sooner than you think.

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Boat Finance - FAQ

Personal loan for a boat?

Who is eligible for a boat loan?

How to take a boat loan?

How does interest work on a boat loan?

How to get boat finance?

Can I get a boat loan with bad credit?

Customer service

Monday to Friday: 8am - 8pm (AEST)

Saturday: 9am to 5pm (AEST)

Sunday: Closed

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