Credit24's Money Matters Blog

Discover what credit score is typically needed for a personal loan, whether you can apply with a low credit score, and what other factors lenders may consider.

Compare redraw facilities vs offset accounts - understand the key differences, advantages of each option, and find out which is better for your situation.

Learn about transferring money from credit card to bank account: methods, fees, interest rates, and smarter alternatives to avoid high costs.

Discover 15 practical money saving tips for Australians. Learn how to cut costs, reduce bills and grow your savings in 2025.

Learn 8 simple ways to help increase your borrowing capacity in Australia. Cut debt, improve your credit score, and borrow with more confidence.

Learn how to make a personal budget with our step-by-step guide. Get useful budgeting tips to manage your money and start saving today

Discover how personal loan redraws work in Australia. Also learn about fees, pros & cons, and Credit24 as an alternative.

Getting a loan can be an intimidating process, but it doesn’t have to be. With a little bit of know-how, you can increase your chances of getting approved. So, before you start your loan application, check out these tips on what lenders want to see and approach the application process with confidence. Let’s get started!

Are you in need of credit to finance your dreams, but worried about falling victim to irresponsible lending practices? You’re not alone. Lending can be a powerful tool for achieving your financial goals, but not all lenders are created equal. At Credit24, we believe that responsible lending is essential for building a strong and sustainable financial system, and we’re committed to promoting financial well-being for our customers. In this post, we’ll discuss the importance of responsible lending and why you should consider working with a lender like Credit24.

Are you considering taking out a loan? If so, it’s important to remember that not all lenders are created equal. Some lenders engage in irresponsible lending practices that could cause significant financial difficulties for borrowers. To avoid these issues, it’s crucial to work with a responsible lender that puts your financial well-being first.

Your credit score is a number that represents your creditworthiness. It’s based on your credit history and is used by lenders to determine whether or not to approve your loan application and at what interest rate. A high credit score means you are less of a risk to lend to and will likely qualify for better terms and lower interest rates.