- Loan Amounts$500-$2000
- Establishment Fee20%
- Monthly Service Fee2-4%
- InterestNot Applicable
- Terms6-12 Months
- Late payment fees (per default)^:$10
Low credit score Personal Loans
Low credit score loan calculator
$3,000
$500$10,000
Repayments
Credit History
Apply now
DISCLAIMER: This calculator provides indicative interest rate
and repayment estimates across Credit24’s lending products
for general guidance only. It does not constitute an
offer of credit. Actual loan terms, rates, and fees may
vary based on your circumstances, our credit assessment,
and responsible lending obligations. The APR is illustrative
and all figures are subject to change.
Life's ups and downs can affect your credit score, but it doesn’t have to hold you back from accessing the financial support that could help you move forward
Low credit score Personal Loans
Life's ups and downs can affect your credit score, but it doesn’t have to hold you back from accessing the financial support that could help you move forward
Low credit score loan calculator
$3,000
$500$10,000
Repayments
Credit History
Apply now
DISCLAIMER: This calculator provides indicative interest rate
and repayment estimates across Credit24’s lending products
for general guidance only. It does not constitute an
offer of credit. Actual loan terms, rates, and fees may
vary based on your circumstances, our credit assessment,
and responsible lending obligations. The APR is illustrative
and all figures are subject to change.
Low credit score Personal Loans
Life's ups and downs can affect your credit score, but it doesn’t have to hold you back from accessing the financial support that could help you move forward
Low credit score loan calculator
$3,000
$500$10,000
Repayments
Credit History
Apply now
DISCLAIMER: This calculator provides indicative interest rate
and repayment estimates across Credit24’s lending products
for general guidance only. It does not constitute an
offer of credit. Actual loan terms, rates, and fees may
vary based on your circumstances, our credit assessment,
and responsible lending obligations. The APR is illustrative
and all figures are subject to change.
Online personal loans for low credit score
Fill out our quick online loan application
We'll assess your application beyond just your credit score
If approved, you could get your funds in minutes to OSKO enabled banks
Personal Loans also for people with low credit score.
We understand that life's journey isn't always smooth sailing. Whether unexpected medical bills, career changes, or past financial challenges have impacted your credit score, you're not alone. Many Australians find themselves needing a personal loan while dealing with credit history concerns.
From car repairs to home renovations, urgent expenses don't wait for your credit score to improve. Maybe you've tried applying for loans before without success, or perhaps past repayment struggles have affected your credit history. Whatever your story, we believe in looking at the bigger picture.
At Credit24, we practice responsible lending by evaluating multiple factors. While approval isn't guaranteed, we consider your current financial situation and ability to repay when assessing personal loan applications. Our quick online process makes it easier to apply, and you can get a decision outcome fast - because we know waiting only adds to the stress.
Low credit Personal Loans tailored to your needs
Loan Amounts
Establishment Fee
Monthly Service Fee
Interest
Terms
Late payment fees (per default)^:
- Loan Amounts$2,001 - $5,000
- Establishment Fee$400
- Monthly Service Fee0
- Interest24-48% p.a.
- Terms12-24 months
- Late payment fees (per default)^:$10
- Loan Amounts$5,100 - $10,000
- Establishment Fee$0
- Monthly Service Fee$0
- Interest24-48% p.a.
- Terms12-36 months
- Late payment fees (per default)^:$10
Personal loans with low credit score
We'll evaluate your application beyond just your credit score and let you know if it meets our responsible lending criteria
Simple application process
Complete your online application in minutes, with a straightforward process designed for almost everyone
Flexible repayment options
You could choose between weekly, fortnightly, or monthly repayments with terms that suit your budget
Fast funding upon approval
A low credit score doesn't slow us down - if approved, you'll receive your funds in as little as 60 seconds to OSKO enabled banks.
Customer Service
Monday to Friday: 8am - 8pm (AEST)
Saturday: 9am to 5pm (AEST)
Sunday: Closed
Contact details
Call: 1300 293 000
Email: info@credit24.com.au
Chat to us
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Use our chat function below.
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