Upfront and transparent
Costs, repayments, and terms are clearly explained before you decide.
A chance* to win 1 of 25 x $100 eGift cards!
A chance* to win 1 of 25 x $100 eGift cards!
A chance* to win 1 of 25 x $100 eGift cards!
A loan when you need it — plus a chance to win $100.
Apply for a loan with clear costs, responsible checks, and no hidden surprises between 5 to 22 February and you’ll go in the draw to win 1 of 25 x $100 eGift cards*.
Responsible by design
Every application is assessed to ensure the loan is suitable for you.
Secure online
Apply in minutes with no paperwork, and your information stays safe.
Money in minutes
If approved, funds can be paid in as little as 60 seconds^ to Osko-enabled banks.
How the promotion works
Start your application
Click “Apply now” to begin online. Have your ID and bank details ready to help speed things up.
Complete and submit
Apply by 22 February for an instant preliminary decision. If pre-approved, our team will be in touch to finalise your application.
Go in the draw
Whatever the outcome, you’ll automatically go in the draw to win 1 of 25 x $100 eGift cards.
What information do I need?
Mobile number
Email address
A valid ID (driver’s licence, Medicare card or passport)
Securely share a read-only view of your last 3 months bank transactions via online banking.
Honest Loans so you can apply with confidence
Getting a loan shouldn’t feel confusing or rushed. You deserve clear information, time to decide, and confidence that the loan is right for you. That’s what an honest loan is about.
- No obligation to accept an offer
- Clear repayment information before you decide
- Support available if you need help along the way
*Win 1 of 25 x $100 Terms and conditions
- Promoter: IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. Ph: 1300 293 000
- Promotional Period: Start date: 05/02/2026 at 12:01am AEDT. End date: 22/02/2026 at 11:59pm AEDT
- Eligible entrants: This promotion is available to new customers who currently do not have a Personal Loan or Line of Credit with Credit24.
- How to enter: To enter the Promotion, the entrant must, during the Promotional Period, complete an application for a Personal Loan or Line of Credit with Credit24.
- Entries permitted: One entry per applicant, regardless of the loan application outcome.
- Total prize pool: AUD $2,500.
- Prize description: There are 25 x $100 eGift Cards to be won
- Prize delivery: The eGift Card will be sent via email to the winners
- Draw method: Computerised random selection
- Draw date: 05/03/2026 at 12:00 pm AEDT
- Winner notification: The winner will be contacted by using the contact details on file with the Promoter within one (1) day of the draw. The winners will be published at www.credit24.com.au/promotion/credit24-competition-winners/ by 12/03/2026
- Unclaimed prizes: Prize must be claimed by 26/03/2026 at 12:00 pm AEDT. In the event of an unclaimed prize, the prize will be redrawn on 27/03/2026 at 12:00 pm AEDT at IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street Sydney NSW 2000, Australia. The winner of the redraw will be notified by using the contact details on file with the Promoter within one (1) day of the redraw. The winner will be notified publicly (and their details published) at www.credit24.com.au/promotion/credit24-competition-winners/ by 02/04/2026
Customer Service
Monday to Friday: 8am - 8pm (AEST)
Saturday: 9am to 5pm (AEST)
Sunday: Closed
Contact details
Call: 1300 293 000
Email: info@credit24.com.au
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