Fast loan with a chance to win $2,000 cash¹. On new approved loans.

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Cash Loan repayment calculator
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DISCLAIMER: This calculator provides indicative interest rate and repayment estimates across Credit24’s lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations. The APR is illustrative and all figures are subject to change.

Your chance to win $2,000 cash

Looking for a loan that's clear and straightforward from the start? With Credit24, you can apply for a new loan and, if eligible, go into the draw for a chance to win $2,000 cash¹.

Take out a new loan between 20 August and 30 September 2026 to enter the draw.

Why Credit24? We keep loans straightforward. With Credit24, you can understand your repayments and costs upfront, with flexible repayment options that give you more control.

A chance to win $2,000 cash¹

Apply and if approved for a new loan before 30 September 2026, you'll enter the draw to win. T&Cs apply.

Clear costs

See what you could repay before you apply. Use our repayment calculator to understand the costs of your loan.

Flexible repayments

Set up regular payments and pay extra when you can to reduce interest.

Fast access to funds

If your loan is approved, money can be paid out within 60 seconds^ to Osko-enabled banks.

How to enter the draw

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Login to Self Service

Complete a new loan application for a Personal Loan or Line of Credit.

Get approved by 30 September 2026

If your new loan is approved by 30 September, you'll receive an entry into the draw.

You're automatically entered

If eligible, you'll enter the draw to win $2,000 cash.

What information do I need?

Mobile number

Email address

A valid ID (driver’s licence, Medicare card or passport)

Securely share a read-only view of your last 3 months bank transactions via online banking.

60 Day Satisfaction Guarantee*

We're so confident in our service, we're backing it with a 60 Day Satisfaction Guarantee*. Try us for 60 days and see if we deliver on our promises. Not satisfied? Pay back the principal, repay the amount borrowed within 14 days of making a claim and we'll waive the interest and fees.

60 Day Satisfaction Guarantee*

¹Win $2,000 Cash Promotion - Terms and Conditions

Promoter: IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. Ph: 1300 293 000

Promotional Period: Start date: 20/08/2026 at 12.01am AEST. End date: 17/09/2026 at 11:59pm AEST

Eligible entrants: This promotion is by invitation only. The offer is only applicable for new loan accounts opened between 20/08/2026 and 17/09/2026

How to enter: To enter the Promotion, the entrant must, during the Promotional Period, apply and be approved for a new Personal Loan or Line of Credit by 17/09/2026

Entries Permitted: Multiple entries not permitted

Total prize pool: AUD $2,000

Prize description: There is 1 x $2,000 cash to be won

Prize delivery: The winner will receive $2,000 cash paid by direct deposit to their nominated Australian bank account in their name

Draw method: Computerised random selection

Draw date: 06/10/2026 at 12:00 pm AEDT

Winner notification: The winner will be contacted by using the contact details on file with the Promoter within one (1) day of the draw. The winner will be published at www.credit24.com.au/promotion/credit24-competition-winners/ by 28/10/2026

Unclaimed prizes: Prizes must be claimed by 13/10/2026 at 12:00 pm AEDT. In the event of an unclaimed prize, the prize will be redrawn on 14/10/2026 at 12:00 pm AEDT at IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. The winner of the redraw will be notified by using the contact details on file with the Promoter within one (1) day of the redraw. The winner will be notified publicly (and their details published) at www.credit24.com.au/promotion/credit24-competition-winners/ by 28/10/2026

General: IPF Digital Australia may verify eligibility and reserves the right to vary, suspend or withdraw the Promotion at any time in accordance with applicable laws. Any tax implications arising from receipt of the cashback are the responsibility of the recipient.

IPF Digital Australia's standard lending terms and conditions apply.

*60 Day Satisfaction Guarantee available on eligible new Credit24 loans during the promotional period. If you're dissatisfied and your claim is approved, repay the original amount borrowed within 14 days of claim approval and we'll waive the interest and fees. One claim per customer. Promotional period 23 June to 30 September 2026.

^Money disbursed within 60 seconds of loan approval or when funds are withdrawn from a Line of Credit to Osko participating banks.

Customer Service

Monday to Friday: 8am - 8pm (AEST)

Saturday: 9am to 5pm (AEST)

Sunday: Closed

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