Fair rates, no hidden fees
What you see is what you get. There's no surprises.
Enter to win $1,000 cash*
Enter to win $1,000 cash*
Enter to win $1,000 cash*
Top up or upgrade and go in the draw to win!
Easter and the school holidays can put extra pressure on the budget. Travel, family time and everyday costs can add up.
If you need a bit more flexibility, you may be eligible to upgrade your Line of Credit or top up your loan. It's there if you need it - and only if it suits you.
Your eligibility can change, and this offer won’t be around for long.
Flexible repayments, your way
Pay more when you can. No penalties. Full control.
Fast cash when you need it
If approved for a top up or an upgrade on your loan, get your funds within minutes.
Real help, from real people
Need support? Talk to a real person, 6 days a week.
How to take up this offer
Log into Self Service
Access your Credit24 account as usual.
Check your eligibility
If you're eligible to apply, you'll see an upgrade banner on your dashboard.
Apply if it suits you
If approved, you'll automatically enter the draw to win $1,000 cash.
*Upgrade Win $1,000 Cash promotion - Terms and Conditions
Promoter: IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. Ph: 1300 293 000
IPF Digital Australia reserves the right, at their discretion, to change these terms and conditions at any time subject to state regulations
Promotional Period: Start date: 16/03/2026 at 12.01am AEDT. End date: 06/04/2026 at 11:59pm AEST
Eligible entrants: This promotion is by invitation only and available to active customers of Credit24
How to enter: To enter the Promotion, the entrant must, during the Promotional Period, apply for and be approved for an upgrade on their Line of Credit or top up on their Personal Loan
Entries permitted: Multiple entries per person will not be permitted
Total prize pool: AUD $1,000
Prize description: There is 1 x $1,000 cash to be won
Prize delivery: $1,000 cash paid by direct deposit within two weeks of promotion end date to the eligible customer's nominated Australian bank account in their name
Draw method: computerised random selection
Draw date: 14/04/2026 at 12:00 pm AEDT
Winner notification: The winner will be contacted by using the contact details on file with the Promoter within one (1) day of the draw. The winner will be published at www.credit24.com.au/promotion/credit24-competition-winners/ by 30/04/2026
Unclaimed prizes: Prizes must be claimed by 21/04/2026 at 12:00 pm AEST. In the event of an unclaimed prize, the prize will be redrawn on 22/04/2026 at 12:00 pm AEST at IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. The winner of theredraw will be notified by using the contact details on file with the Promoter within one (1) day of the redraw. The winner will be notified publicly (and their details published) at www.credit24.com.au/promotion/credit24-competition-winners/ by 30/04/2026
IPF Digital Australia's standard terms and conditions apply.
Customer service
Monday to Friday: 8am - 8pm (AEST)
Saturday: 9am to 5pm (AEST)
Sunday: Closed
Contact details
Call: 1300 293 000
Email: info@credit24.com.au
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