Fair rates, no hidden fees
What you see is what you get. There's no surprises.
Enter to win $1,000 cash*
Enter to win $1,000 cash*
Enter to win $1,000 cash*
Top up or upgrade and go in the draw to win!
Need a bit more financial breathing room? If you're managing unexpected costs or just want extra flexibility, this could help. For a limited time, if you apply and are approved for an upgrade on your Line of Credit or top up on your loan, you'll enter the draw to win $1,000 cash*.
Just apply and be approved by 28 February 2026.
This offer won't last - and your eligibility to apply can change!
Flexible repayments, your way
Pay more when you can. No penalties. Full control.
Fast cash when you need it
If approved for a top up or an upgrade on your loan, get your funds within minutes.
Real help, from real people
Need support? Talk to a real person, 6 days a week.
How to take up this offer
Log into Self Service
Access your Credit24 account as usual.
Check your eligibility
If you're eligible to apply, you'll see an upgrade banner on your dashboard.
Apply if it suits you
If approved, you'll automatically enter the draw to win $1,000 cash.
*Upgrade Win $1,000 Cash promotion - Terms and Conditions
Promoter: IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. Ph: 1300 293 000
IPF Digital Australia reserves the right, at their discretion, to change these terms and conditions at any time subject to state regulations
Promotional Period: Start date: 13/02/2026 at 12.01am AEDT. End date: 28/02/2026 at 11:59pm AEDT
Eligible entrants: This promotion is by invitation only and available to active customers of Credit24
How to enter: To enter the Promotion, the entrant must, during the Promotional Period, apply for and be approved for an upgrade on their Line of Credit or top up on their Personal Loan
Entries permitted: Multiple entries per person will not be permitted
Total prize pool: up to AUD $1,000
Prize description: There is 1 x $1,000 cash to be won
Prize delivery: $1,000 cash paid by direct deposit within two weeks of promotion end date to the eligible customer’s nominated Australian bank account in their name
Draw method: computerised random selection
Draw date: 10/03/2026 at 12:00 pm AEDT
Winner notification: The winner will be contacted by using the contact details on file with the Promoter within one (1) day of the draw. The winners will be published at www.credit24.com.au/promotion/credit24-competition-winners/ by 31/03/2026
Unclaimed prizes: Prizes must be claimed by 17/03/2026 at 12:00 pm AEDT. In the event of an unclaimed prize, the prize will be redrawn on 18/03/2026 at 12:00 pm AEDT at IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. The winner of theredraw will be notified by using the contact details on file with the Promoter within one (1) day of the redraw. The winner will be notified publicly (and their details published) at www.credit24.com.au/promotion/credit24-competition-winners/ by 31/03/2026
IPF Digital Australia's standard terms and conditions apply.
Customer service
Monday to Friday: 8am - 8pm (AEST)
Saturday: 9am to 5pm (AEST)
Sunday: Closed
Contact details
Call: 1300 293 000
Email: info@credit24.com.au
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