Need a Summer boost?

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Top up or upgrade and go in the draw to win $2,000 cash*

Need a summer boost? Whether it's covering holiday costs, ticking off a to-do list, or just getting a little breathing room - now's a great time to apply for a top-up on your Personal Loan or an upgrade on your Line of Credit.

For a limited time only, if you apply and are approved between 10 - 24 December, you'll automatically go in the draw to win $2,000 cash*

Hurry! Take advantage of this offer today as your eligibility for an upgrade on your Line of Credit or a top up on your Personal Loan may not last long!

Fair rates, no hidden fees

What you see is what you get. No surprises.

Flexible repayments, your way

Pay more when you can. No penalties. Full control.

Fast cash when you need it

Get your funds within minutes if approved for an increase on your loan or a Line of Credit draw.

Real help, from real people

Need support? Talk to a real person, 6 days a week.

How to enter

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Log into Self Service

Check your eligibility to apply, look for the top-up or upgrade banner.

If eligible, apply

Click 'Apply now' to start your application.

Enter the draw to win

If approved by 24 December, you'll be entered into the draw to win.

*Upgrade Summer Holiday campaign - Terms and Conditions

  • Promoter: IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. Ph: 1300 293 000
  • IPF Digital Australia reserves the right, at their discretion, to change these terms and conditions at any time subject to state regulations
  • Promotional Period: Start date: 10/12/2025 at 12.01am AEDT. End date: 24/12/2025 at 11:59pm AEDT
  • Eligible entrants: This promotion is by invitation only and available to active customers of Credit24
  • How to enter: To enter the Promotion, the entrant must, within the Promotional Period, apply for and be approved for a new top up on their Personal Loan or a new upgrade on their Line of Credit
  • Entries permitted: Multiple entries not permitted
  • Total prize pool: AUD $2,000
  • Prize description: There is 1 x $2,000 cash to be won
  • Prize delivery: $2,000 cash paid by direct deposit within two weeks of promotion end date to the eligible customer's nominated Australian bank account in their name
  • Draw method: computerised random selection
  • Draw date: 07/01/2026 at 12:00 pm AEDT
  • Winner notification: The winner will be contacted by using the contact details on file with the Promoter within one (1) day of the draw. The winners will be published at www.credit24.com.au/promotion/credit24-competition-winners/ by 30/01/2026
  • Unclaimed prizes: Prizes must be claimed by 14/01/2026at 12:00 pm AEDT. In the event of an unclaimed prize, the prize will be redrawn on 15/01/2026 at 12:00 pm AEDT at IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. The winner of theredraw will be notified by using the contact details on file with the Promoter within one (1) day of the redraw. The winner will be notified publicly (and their details published) at www.credit24.com.au/promotion/credit24-competition-winners/ by 30/01/2026
  • IPF Digital Australia's standard terms and conditions apply.
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Saturday: 9am to 5pm (AEST)

Sunday: Closed

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