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From heating bills and groceries to fuel costs and winter essentials, a little extra financial flexibility can go a long way. For a limited time, eligible existing Credit24 customers who apply for and are approved for a loan top up, will automatically enter the draw to win a $2,000 eGift Card*.
Your eligibility can change, and this offer won't be around for long.
What you see is what you get. There's no surprises.
Pay more when you can. No penalties. Full control.
If approved for a top up on your loan, get your funds within minutes.
Need support? Talk to a real person, 6 days a week.

If you're eligible to apply, you'll see a top up banner on your dashboard.
Click 'Apply now' to get started and get an instant outcome.
If approved by 31 July, you'll be automatically entered into the draw to win.
*Winter Warmer $2,000 eGift Card promotion - Terms and Conditions
Promoter: IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. Ph: 1300 293 000
IPF Digital Australia reserves the right, at their discretion, to change these terms and conditions at any time subject to state regulations
Promotional Period: Start date: 09/06/2026 at 12.01am AEST. End date: 31/07/2026 at 11:59pm AEST
Eligible entrants: This promotion is by invitation only and available to active customers of Credit24
How to enter: To enter the Promotion, the entrant must, during the Promotional Period, apply for and be approved for a top up on their Personal Loan
Entries permitted: Multiple entries per person will not be permitted
Total prize pool: AUD $2,000
Prize description: There is 1 x $2,000 eGift Card to be won
Prize delivery: The eGift Card will be sent via email to the winner
Draw method: Computerised random selection
Draw date: 20/08/2026 at 12:00 pm AEST
Winner notification: The winner will be contacted by using the contact details on file with the Promoter within one (1) day of the draw. The winner will be published at www.credit24.com.au/promotion/credit24-competition-winners/ by 31/08/2026
Unclaimed prizes: Prizes must be claimed by 27/08/2026 at 12:00 pm AEST. In the event of an unclaimed prize, the prize will be redrawn on 28/08/2026 at 12:00 pm AEST at IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. The winner of theredraw will be notified by using the contact details on file with the Promoter within one (1) day of the redraw. The winner will be notified publicly (and their details published) at www.credit24.com.au/promotion/credit24-competition-winners/ by 31/08/2026
IPF Digital Australia's standard terms and conditions apply.
Monday to Friday: 8am - 8pm (AEST)
Saturday: 9am to 5pm (AEST)
Sunday: Closed
Call: 1300 293 000
Email: info@credit24.com.au
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