Warm up your winter & win a $2,000 eGift Card*!

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Warm up your winter & win a $2,000 eGift Card*!

From heating bills and groceries to fuel costs and winter essentials, a little extra financial flexibility can go a long way. For a limited time, eligible existing Credit24 customers who apply for and are approved for a Line of Credit upgrade, and make a draw of $500 or more, will automatically enter the draw to win a $2,000 eGift Card*.

Your eligibility can change, and this offer won't be around for long.

Fair rates, no hidden fees

What you see is what you get. There's no surprises.

Flexible repayments, your way

Pay more when you can. No penalties. Full control.

Fast cash when you need it

If approved for a top up on your loan, get your funds within minutes.

Real help, from real people

Need support? Talk to a real person, 6 days a week.

How to enter

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Log into Self Service

If you're eligible to apply, you'll see an upgrade banner on your dashboard.

Complete an application

Click 'Apply now' to get started and get an instant outcome.

Enter the draw to win

If approved by 31 July, you'll be automatically entered into the draw to win.

*Winter Warmer $2,000 eGift Card promotion - Terms and Conditions

  • Promoter: IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. Ph: 1300 293 000

  • IPF Digital Australia reserves the right, at their discretion, to change these terms and conditions at any time subject to state regulations

  • Promotional Period: Start date: 09/07/2026 at 12.01am AEST. End date: 31/07/2026 at 11:59pm AEST

  • Eligible entrants: This promotion is by invitation only and available to active customers of Credit24

  • How to enter: To enter the Promotion, the entrant must, during the Promotional Period, apply for and be approved for an upgrade on their Line of Credit and make a draw of $500 or more

  • Entries permitted: Multiple entries per person will not be permitted

  • Total prize pool: AUD $2,000

  • Prize description: There is 1 x $2,000 eGift Card to be won

  • Prize delivery: The eGift Card will be sent via email to the winner

  • Draw method: Computerised random selection

  • Draw date: 20/08/2026 at 12:00 pm AEST

  • Winner notification: The winner will be contacted by using the contact details on file with the Promoter within one (1) day of the draw. The winner will be published at www.credit24.com.au/promotion/credit24-competition-winners/ by 31/08/2026

  • Unclaimed prizes: Prizes must be claimed by 27/08/2026 at 12:00 pm AEST. In the event of an unclaimed prize, the prize will be redrawn on 28/08/2026 at 12:00 pm AEST at IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. The winner of the redraw will be notified by using the contact details on file with the Promoter within one (1) day of the redraw. The winner will be notified publicly (and their details published) at www.credit24.com.au/promotion/credit24-competition-winners/ by 31/08/2026

  • IPF Digital Australia's standard terms and conditions apply.

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Saturday: 9am to 5pm (AEST)

Sunday: Closed

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