Win an iPad*

Student holding a laptop smiling
Cartoon book and pencil

Top up or upgrade and go in the draw to win*!

Getting ready for school, uni or work? If you're sorting supplies, tech, or just need a little extra breathing room - this is your chance to set yourself up for the year ahead.

For a limited time, if you apply and are approved for a top-up on your Personal Loan or an upgrade on your Line of Credit between 8 to 22 January, you'll go in the draw to win your choice of an iPad or a $500 Officeworks eGift Card*!

This offer won't last - and your eligibility to apply can change so act now!

Fair rates, no hidden fees

What you see is what you get. There's no surprises.

Flexible repayments, your way

Pay more when you can. No penalties. Full control.

Fast cash when you need it

If approved for a top up or an upgrade on your loan, get your funds within minutes.

Real help, from real people

Need support? Talk to a real person, 6 days a week.

How to enter

Cartoon mobile
Log into Self Service

If you're eligible to apply, you'll see a top-up or upgrade banner.

Complete an application

Click 'Apply now' to get started and get an instant outcome.

Enter the draw to win

If approved by 22 January, you'll be automatically entered into the draw to win.

*Back to School Upgrade Win an iPad or $500 Officeworks eGift Card campaign - Terms and Conditions

  • Promoter: IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. Ph: 1300 293 000

  • IPF Digital Australia reserves the right, at their discretion, to change these terms and conditions at any time subject to state regulations

  • Promotional Period: Start date: 08/01/2026 at 12.01am AEDT. End date: 22/01/2026 at 11:59pm AEDT

  • Eligible entrants: This promotion is by invitation only and available to active customers of Credit24

  • How to enter: To enter the Promotion, the entrant must, during the Promotional Period, apply for and be approved for an upgrade on their Line of Credit or top up on their Personal Loan

  • Entries permitted: Multiple entries per person will not be permitted

  • Total prize pool: up to AUD $587

  • Prize description: There is 1 x iPad or 1 x $500 Officeworks eGift Card to be won

  • Prize delivery: The eGift Card will be sent via email to the winner. If the winner chooses the iPad, it will be mailed to their nominated address

  • Draw method: computerised random selection

  • Draw date: 27/01/2026 at 12:00 pm AEDT

  • Winner notification: The winner will be contacted by using the contact details on file with the Promoter within one (1) day of the draw. The winners will be published at www.credit24.com.au/promotion/credit24-competition-winners/ by 20/02/2026

  • Unclaimed prizes: Prizes must be claimed by 02/02/2026 at 12:00 pm AEDT. In the event of an unclaimed prize, the prize will be redrawn on 03/02/2026 at 12:00 pm AEDT at IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. The winner of theredraw will be notified by using the contact details on file with the Promoter within one (1) day of the redraw. The winner will be notified publicly (and their details published) at www.credit24.com.au/promotion/credit24-competition-winners/ by 20/10/2025

  • IPF Digital Australia's standard terms and conditions apply.

Customer service

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Saturday: 9am to 5pm (AEST)

Sunday: Closed

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