¹Payment Reminder Win 1 of 5 $100 eGift Cards promotion - Terms and Conditions

• Promoter: IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. Ph: 1300 293 000
• IPF Digital Australia reserves the right, at their discretion, to change these terms and conditions at any time subject to state regulations
• Promotional Period: Start date: 29/09/2026 at 12:01am AEST. End date: 30/09/2026 at 11:59pm AEST
• Eligible entrants: This promotion is by invitation only and available to active customers of Credit24 whose account is in arrears
• Does not include: Customers who are in a Part IX debt agreement/personal insolvency agreement, bankruptcy or hardship variation
• To be eligible: To enter the draw to win 1 of 5 $100 eGift Cards, the entrant must, during the Promotional Period, get up to date with their repayments by 30 September 2026
• Entries permitted: Multiple entries per person will not be permitted
• Total prize pool: AUD $500
• Prize description: There are 5 x $100 Prezzee eGift Cards to be won
• Prize delivery: The eGift Card will be sent via email to the winners
• Draw method: Computerised random selection
• Draw date: 06/10/2026 at 12:00 pm AEDT
• Winner notification: The winner will be contacted by using the contact details on file with the Promoter within one (1) day of the draw. The winner will be published at www.credit24.com.au/promotion/credit24-competition-winners/ by 31/10/2026
• Unclaimed prizes: Prizes must be claimed by 26/10/2026 at 12:00 pm AEDT. In the event of an unclaimed prize, the prize will be redrawn on 27/10/2026 at 12:00 pm AEDT at IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. The winner of the redraw will be notified by using the contact details on file with the Promoter within one (1) day of the redraw. The winner will be notified publicly (and their details published) at www.credit24.com.au/promotion/credit24-competition-winners/ by 31/10/2026.