Credit24's Money Matters Blog


Packed with information to help you with your finances and understanding your credit health.


Silhouette of a man on the phone against a clear sky representing a sole trader researching business loan options
17/04/2025
Business Loans for Sole Traders: Ultimate Guide
Are you running a business as a sole trader in Australia and need financial support to grow or maintain your operations? Whether you're establishing a new venture, expanding a hobby into a side hustle, or managing an established sole trader business, having access to the right financing options can be crucial for your success. In this guide, we'll explore sole trader loans in Australia, including how they work, the types available, eligibility requirements, application processes, and how Credit24 can provide a personal loan to solve your business funding needs.
Magnifying glass highlighting a wooden figure among many symbolizing credit enquiries and their impact on credit reports
17/04/2025
How Long Do Enquiries Stay On Credit Report
Understanding the lifespan of credit enquiries on your credit report is essential for managing your financial health. When you apply for loans, credit cards, or other financial products, these activities leave a mark on your credit history that can affect your borrowing potential for years to come. In this article, we'll explore what credit enquiries are, how long they remain on your file, their impact on your credit score, and what you can do about them. And before we dive into the details, it's important to know that most credit enquiries stay on your credit report for 5 years in Australia. However, other credit-related information can remain on your file anywhere from 1 to 7 years. If you're concerned about your credit history affecting your ability to secure financing, Credit24 offers personal loans that are quick and easy to apply for, even if you don't have a perfect credit score.
Group of toy figures with one tied to a tag labeled Guarantor explaining how a guarantor helps secure a personal loan
17/04/2025
Guarantor Personal Loans: A Complete Guide
Have you ever wondered how to obtain a loan if your credit score isn't quite the best? Or maybe the friend had asked you to be their guarantor, and now you're navigating through a confusing array of financial terms. No matter what the situation is, understanding guarantor personal loans can be confusing. But don’t worry, we’re here to help you out! In this guide, we'll demystify guarantor personal loans, explore their pros and cons, and even introduce you to alternatives like Credit24's unsecured personal loans. Keep reading!
Three individuals reviewing financial documents at a table, with one person holding a pen
16/04/2025
Personal Loan Broker: Do You Need One?
If you're looking for a personal loan, you might be wondering whether to use a personal loan broker. With record-high personal loan borrowing in Australia, many people are turning to brokers to help navigate their options. But, among so many types of personal loans, will a personal loan broker be the right choice for you? Let's explore everything you need to know about personal loan brokers in Australia. We’ll also talk about Credit24 and how we can help you get the personal loan or line of credit you might be needing.
Person using a laptop with digital interface showing personal loan approval for paying off credit card debt
16/04/2025
Using a personal loan to pay off credit card: A complete guide
Are you caught in a cycle of credit card debt? Many Australians find themselves in this situation, watching their credit card balances grow while making minimum payments. Taking out a personal loan to pay off credit card debt could be a smart financial move - but it's important to understand if this strategy is right for your circumstances. In this guide, we'll explore whether using a personal loan to consolidate your credit card debt makes sense, the potential benefits and drawbacks, and how to go about it if you decide it's the right choice for you.

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