A chance to win $500 cash*!

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Feel the love this Valentine's Day - treat yourself or someone special

Need a little extra cash for a romantic night out, a weekend away, or just something for you? When you make a draw from your Line of Credit between 9 - 14 February, you'll go in the draw to win $500 cash*.

Fair rates, no hidden fees

What you see is what you get. No surprises.

Flexible repayments, your way

Pay more when you can. No penalties. Full control.

Fast cash when you need it

Get your funds within minutes^ when making a draw on your Line of Credit to OSKO participating banks.

Real help, from real people

Need support? Talk to a real person, 6 days a week.

Here's how to enter

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Log into Self Service

Log in anytime to check your balance and make a draw.

Make a draw

Make a draw between 9 - 14 February.

Enter the draw to win

The more days you make, the more chances you have to win.

*Valentine's Day Line of Credit Draw Competition - Terms and Conditions

  • Promoter: IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. Ph: 1300 293 000
  • IPF Digital Australia reserves the right, at their discretion, to change these terms and conditions at any time subject to state regulations
  • Promotional Period: Start date: 09/02/2026 at 12.01am AEDT. End date: 14/02/2026 at 11:59pm AEDT
  • Eligible entrants: This promotion is by invitation only and available to active customers of Credit24 who hold a Line of Credit
  • How to enter: To enter the Promotion, the entrant must, during the Promotional Period, make a draw on their Line of Credit
  • Entries permitted: Multiple entries per person will be permitted
  • Total prize pool: AUD $500
  • Prize description: There is $500 cash to be won
  • Prize delivery: $500 cash paid by direct deposit within two weeks of promotion end date to the eligible customer's nominated Australian bank account in their name
  • Draw method: Computerised random selection
  • Draw date: 18/02/2025 at 12:00 pm AEDT
  • Winner notification: The winner will be contacted by using the contact details on file with the Promoter within one (1) day of the draw. The winners will be published at www.credit24.com.au/promotion/credit24-competition-winners/ by 28/02/2026
  • Unclaimed prizes: Prize must be claimed by 24/02/2026 at 12:00 pm AEDT. In the event of an unclaimed prize, the prize will be redrawn on 25/02/2026 at 12:00 pm AEDT at IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. The winner of the redraw will be notified by using the contact details on file with the Promoter within one (1) day of the redraw. The winner will be notified publicly (and their details published) at www.credit24.com.au/promotion/credit24-competition-winners/ by 28/02/2026
  • IPF Digital Australia's standard terms and conditions apply.
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