Credit24 reviews – real stories, real experiences

With more than 25 years in the industry and part of a global group that’s currently serving over 250,000 customers, Credit24 offers personal loans with no hidden fees and flexible repayments. Responsible lending is at the heart of what we do, and we’ve helped thousands of Australians access funds when they need them most.

Here’s what real customers have to say, and why many choose Credit24.

Get to know Credit24.

Credit24 is part of IPF Digital, the fintech division of International Personal Finance plc — one of the world’s largest and most experienced non-bank lenders. With over 25 years in the industry and millions of customers worldwide, we bring global expertise to the Australian personal loan market. Since 2012, we’ve been helping Australians access fair, flexible, and transparent credit when traditional banks aren’t an option.

Our mission is to make borrowing easier, clearer, and more accessible. We provide personal loans designed to fit real-life needs, with flexible repayment schedules and no hidden fees. Whether it’s covering an unexpected expense or smoothing out your budget, we follow responsible lending practices to help you borrow safely and, where possible, build a stronger credit history.

As a regulated Australian Credit Licensee( Australian Credit Licence number 422839.), we offer a secure and trustworthy alternative to traditional banks. We focus solely on lending, which means our attention is on providing straightforward loan products backed by fair terms and clear communication. Every application is assessed carefully to ensure it’s affordable for your circumstances, giving you control and confidence in the process.

Is Credit24 legit?

Yes. Credit24 is fully regulated by the Australian Securities and Investments Commission (ASIC). Australian Credit Licence number 422839: is an Australian Regulatory Prudential Authority (APRA) registered financial corporation: complies with AUSTRAC’s Anti-Money Laundering and Counter-Terrorism Financing requirements: and subject to Privacy Act obligations regulated by the Office of the Australian Information Commissioner(OAIC) We’re owned by International Personal Finance plc, a trusted global lender with operations across Europe, Australia and Latin America. With a local Australian team and a commitment to responsible lending, you can be assured that your loan is handled securely, transparently, and in line with Australian credit laws.