About Credit24

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Credit24 is a part of IPF Digital

Credit24 is owned by IPF Digital, the fintech division of International Personal Finance plc which operates the world’s largest home credit business, serving millions of customers globally.

Our mission is to make a positive impact in society by providing affordable credit to those who have trouble securing it from traditional banks and lenders. Through our responsible lending practices, we provide our customers with affordable loans, flexible repayment options and the chance to build a strong credit history with us.

As a regulated nonbank financial institution, we provide a trustworthy and secure alternative to traditional banking services. We specialise in lending products only and we’re committed to serving your financial needs in a safe and responsible way.

While we have a local attitude, we have a global reach. IPF Digital also operates as Credit24 in Estonia, Lithuania and Latvia and as Creditea in Estonia, Lithuania, Latvia, Czech and Mexico.

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Why choose Credit24?

Manage your finances with Credit24 personalised online loans.

Fast and easy application

Apply for Personal Loans and Lines of Credit through our 100% online process - it should take less than 10 minutes.

Flexible and affordable

Choose repayment terms that work for you, making your payments easier to manage and more affordable.

Responsible credit solutions

We assess every application to ensure you borrow only what you can afford to repay.

Personal service, real support

Your situation is unique, so we personally review every application—because AI can’t relate to life’s challenges.

100% online application

Our simple application often takes less than 10 minutes to complete.

Fast assessment

Our fast online loan decision engine provides you with a quick outcome.

Fast deposit

If approved, you can receive your funds in 60 seconds* for PayID participating banks.

Budget-friendly repayment terms

Know your repayment upfront and choose to pay weekly, fortnightly, or monthly.

Your privacy is a priority for us

Your privacy is of utmost importance, and we are committed to protecting the privacy and security of your personal information. Please refer to our Privacy Policy, which explains how we collect, store and use the information you provide us.

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Customer Service

Monday to Friday: 8am - 8pm (AEST)

Saturday: 9am to 5pm (AEST)

Sunday: Closed

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