Spring into action with an upgrade

Couple moving boxes and a plant
Cartoon home renovation

Win a $500 Bunnings eGift Card*

Spring is the perfect time to refresh your home, tackle those DIY projects, or get the garden back in shape. And now, when you upgrade your Line of Credit or top up your Personal Loan, you could score a little extra help to make it happen.

From 6 - 20 September, apply for and be approved for an upgrade or a top up, and you'll go in the draw to win a $500 Bunnings eGift Card*. That's your next reno, spring clean or garden project sorted!

Fair rates, no hidden fees

What you see is what you get. No surprises.

Flexible repayments, your way

Pay more when you can. No penalties. Full control.

Fast cash when you need it

Get your funds within minutes if approved for an increase on your loan or a Line of Credit draw.

Real help, from real people

Need support? Talk to a real person, 6 days a week.

How to enter

Couple moving boxes and a plant
Log into Self Service

If you're eligible to apply for an upgrade or top up, you'll see an 'Upgrade' or 'Top up' banner.

Start application

Apply for an upgrade on your Line of Credit or top up on your Personal Loan and be approved by 20 September 2025.

Enter the draw to win

You'll automatically enter the prize draw.

*Spring Upgrade Win a $500 Bunnings eGift Card campaign - Terms and Conditions

  • Promoter: IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. Ph: 1300 293 000
  • IPF Digital Australia reserves the right, at their discretion, to change these terms and conditions at any time subject to state regulations
  • Promotional Period: Start date: 06/09/2025 at 12.01am AEST. End date: 20/09/2025 at 11:59pm AEST
  • Eligible entrants: This promotion is by invitation only and available to active customers of Credit24
  • How to enter: To enter the Promotion, invited customers must, within the Promotional Period, if eligible to apply, apply and be approved for a new top up on a Personal Loan or an upgrade on a Line of Credit
  • Entries permitted: Customers may receive a maximum of one entry for an eligible new top up on a Personal Loan or upgrade on a Line of Credit approved during the Promotional Period. Customers making a draw from their existing Line of Credit will receive one entry for each eligible draw of $100 or more made during the Promotional Period. Multiple entries are permitted for eligible draws
  • Total prize pool: AUD $500
  • Prize description: There is 1 x $500 Bunnings eGift Card to be won
  • Prize delivery: The eGift Card will be sent via email to the winner
  • Draw method: computerised random selection
  • Draw date: 30/09/2025 at 12:00 pm AEST
  • Winner notification: The winner will be contacted by using the contact details on file with the Promoter within one (1) day of the draw. The winners will be published at www.credit24.com.au/promotion/credit24-competition-winners/ by 20/10/2025
  • Unclaimed prizes: Prizes must be claimed by 07/10/2025 at 12:00 pm AEST. In the event of an unclaimed prize, the prize will be redrawn on 08/10/2025 at 12:00 pm AEST at IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. The winner of theredraw will be notified by using the contact details on file with the Promoter within one (1) day of the redraw. The winner will be notified publicly (and their details published) at www.credit24.com.au/promotion/credit24-competition-winners/ by 20/10/2025
  • IPF Digital Australia's standard terms and conditions apply.
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