Fair rates, no hidden fees
What you see is what you get. No surprises.







You may be eligible to apply for a top up on your Personal Loan or upgrade on your Line of Credit - giving you extra funds right when the deals drop. If you apply and are approved between 14 - 28 November, you'll automatically go in the draw to win a $500 JB Hi-Fi eGift Card*. Perfect for tech, home entertainment or getting ahead on your Christmas shopping.
Already have what you need? If you've got a Line of Credit, simply make a draw of $100 or more by 28 November, and you'll also go in the draw. Every eligible draw counts as an entry - so the more draws you make, the more chances you have to win.
What you see is what you get. No surprises.
Pay more when you can. No penalties. Full control.
Get your funds within minutes^ if approved for an increase on your loan or a Line of Credit draw.
Need support? Talk to a real person, 6 days a week.

Apply for a Line of Credit upgrade during the offer period. If approved by 28 November 2025, you'll be automatically entered into the draw.
Need a bit extra from your current Personal Loan? Request a top-up. If your top-up is approved by 28 November 2025, you'll score one entry into the draw.
Make a draw of $100 or more from your Line of Credit before 28 November 2025. Every eligible draw counts as a separate entry.
*Black Friday Win a $500 JB Hi-Fi eGift Card campaign - Terms and Conditions
^Money disbursed within minutes of loan approval or when funds are withdrawn from a Line of Credit to OSKO participating banks.
Monday to Friday: 8am - 8pm (AEST)
Saturday: 9am to 5pm (AEST)
Sunday: Closed
Call: 1300 293 000
Email: info@credit24.com.au
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