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12 Days of Christmas giveaway
12 Days of Christmas giveaway
12 Days of Christmas giveaway
Celebrate the season with 12 chances to win!
From 12 - 23 December, we're giving away a $200 eGift Card every day - all themed to help you prepare, celebrate, and enjoy the lead-up to Christmas.
Make one draw on any day during the promotional period and you'll automatically go into the prize draw for that day's gift. More days entered means more chances to win!
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Pay more when you can. No penalties. Full control.
Fast cash when you need it
Get your funds within minutes when making a draw on your Line of Credit to OSKO participating banks.
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Your festive prize calendar
Each gift card with a festive theme to help you prep for the holiday season.
Get your home Christmas-ready with tools, décor, and festive essentials.
Perfect for getting event-ready this season.
Everything needed to glow through the festive season.
Fun for the kids while you get Christmas sorted.
Treat your loved ones to a festive meal or catch-up.
Fill those stockings with joy (and great deals).
For those busy holiday days when cooking can wait.
Perfect for Christmas food, entertaining, and last-minute supplies.
A peaceful moment in the festive rush.
Gear up for summer adventures - camping, fishing, beach days and more.
Ready for travel, visits, and holiday adventures.
Get set for the biggest shopping day of the year - just in time.
Here's how to enter
Log into Self Service
Log in anytime to check your Line of Credit balance and make a draw.
Make a draw
Draw on any day from 12th to 23rd December. Each draw enters you into that day's $200 prize draw.
Enter the daily draw to win
Winners drawn daily. The more days you participate, the more chances you have to win!
*12 Days of Christmas Line of Credit Competition - Terms and Conditions
- Promoter: IPF Digital Australia Pty Ltd ABN 59 130 894 405, 388 George Street, Sydney NSW 2000, Australia. Ph: 1300 293 000
- IPF Digital Australia reserves the right, at their discretion, to change these terms and conditions at any time subject to state regulations
- Promotional Period: Start date: 12/12/2025 at 12.01am AEDT. End date: 23/12/2025 at 11:59pm AEDT
- Eligible entrants: This promotion is by invitation only and available to active customers of Credit24 who hold a Line of Credit
- How to enter: To be eligible to enter the daily prize draw, you must make a draw on your Line of Credit on any day during the Promotional Period, between 12/12/2025 and 23/12/2025 (inclusive). Each draw must be made by 11:59pm AEDT on the day you wish to enter
- Entries permitted: Multiple entries per person will be permitted
- Total prize pool: AUD $2,400
- Prize description: There are 12 x $200 eGift Cards to be won daily
Day 1 - Bunnings eGift Card
Day 2 - David Jones eGift Card
Day 3 - Sephora eGift Card
Day 4 - Funlab eGift Card
Day 5 - Restaurants & Dining eGift Card
Day 6 - Kmart eGift Card
Day 7 - Foodie Smart eGift Card
Day 8 - Groceries Smart eGift Card
Day 9 - Endota eGift Card
Day 10 - BCF eGift Card
Day 11 - Fuel Smart eGift Card
Day 12 - Myer eGift Card - Prize delivery: The eGift Card will be sent via email to the winners
- Draw method: Computerised random selection
- Draw date: Daily from 13/12/2025 to 24/12/2025 (inclusive) at 12:00pm AEDT
- Winner notification: The winners will be published at www.credit24.com.au/promotion/credit24-competition-winners/ by 06/01/2026
- IPF Digital Australia's standard terms and conditions apply.
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Sunday: Closed
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Email: media@credit24.com.au