Borrow up to $10,000 with no hidden fees
Apply online in minutes. We show the cost upfront, so you know exactly what to expect before borrowing.
Personal Loans
Personal Loan repayment calculator
$3,000
12 months
Repayments
Credit History
Start application
DISCLAIMER: The information provided by this calculator is for
estimation purposes only for a small amount credit contract
and includes the regulated rate under the National Consumer
Credit Protection Act. Other fees, costs and charges are not
included. This calculation does not constitute an offer for
credit. The actual amount that you may borrow may differ
after you have completed a loan application and provided all
the necessary details that are relevant to our lending
criteria and our responsible lending inquiries and
verifications. Any calculations made by you using this
calculator are intended as a guide only. Maximum repayment
term: 12 months. Monthly fixed fee 4% of initial adjusted
loan amount.
Get sorted with fast, unsecured loans up to $10,000—no hidden fees, no stress.
Personal Loans
Get sorted with fast, unsecured loans up to $10,000—no hidden fees, no stress.
Personal Loan repayment calculator
$3,000
12 months
Repayments
Credit History
Start application
DISCLAIMER: The information provided by this calculator is for
estimation purposes only for a small amount credit contract
and includes the regulated rate under the National Consumer
Credit Protection Act. Other fees, costs and charges are not
included. This calculation does not constitute an offer for
credit. The actual amount that you may borrow may differ
after you have completed a loan application and provided all
the necessary details that are relevant to our lending
criteria and our responsible lending inquiries and
verifications. Any calculations made by you using this
calculator are intended as a guide only. Maximum repayment
term: 12 months. Monthly fixed fee 4% of initial adjusted
loan amount.
Personal Loans
Get sorted with fast, unsecured loans up to $10,000—no hidden fees, no stress.
Personal Loan repayment calculator
$3,000
12 months
Repayments
Credit History
Start application
DISCLAIMER: The information provided by this calculator is for
estimation purposes only for a small amount credit contract
and includes the regulated rate under the National Consumer
Credit Protection Act. Other fees, costs and charges are not
included. This calculation does not constitute an offer for
credit. The actual amount that you may borrow may differ
after you have completed a loan application and provided all
the necessary details that are relevant to our lending
criteria and our responsible lending inquiries and
verifications. Any calculations made by you using this
calculator are intended as a guide only. Maximum repayment
term: 12 months. Monthly fixed fee 4% of initial adjusted
loan amount.
Keep your assets — no collateral needed
Our loans are unsecured, so there’s nothing to put on the line. You can stay in control.
Flexible repayments, pay your way
Pick a repayment schedule that suits your budget. Pay extra anytime to save on interest — no penalties.
Fast access to cash when it matters
If approved, funds are usually transferred into your account within minutes* to OSKO participating banks.
How to apply for a Personal Loan?
Apply online in minutes
Our form’s 100% online and takes around 10 minutes — no paperwork, no hassle.
Get a quick decision
Fast, fair, and no surprises. You’ll get a clear outcome so you’re not left hanging.
Fast payout
If approved, funds are usually sent within minutes to PayID-enabled banks.
What is a Personal Loan?
A Personal Loan can help cover life's costs when you need funds — whether it's for medical bills, consolidating debts or a short-term fix. With Credit24, it's fast, fair and flexible.
No hidden fees
See all costs upfront before you apply. Use our loan calculator to estimate repayments.
Simple process
100% online. Apply in less than 10 minutes and get a fast response.
Loans up to $10,000
Loans from $500 to $10,000 — what’s right for your situation for the big and small things in life.
No early payment fee
Want to get ahead? Pay early and save on interest — without a fee.
How much does a Personal Loan cost?
You’re in control. With Credit24 you can choose how much you want to borrow and how fast to pay it back — so you can reduce interest and avoid unnecessary costs. No hidden fees, just clear options that work for you.
Loan Amounts:
Establishment Fee:
Monthly Service Fee:
Interest:
Terms:
- Loan Amounts:$500 - $2,000
- Establishment Fee:20%
- Monthly Service Fee:2-4%
- Interest:Not Applicable
- Terms:6-12 Months
- Loan Amounts:$2,001 - $5,000
- Establishment Fee:$400
- Monthly Service Fee:$0
- Interest:24-48% p.a
- Terms:12-24 Months
- Loan Amounts:$5,100- $10,000
- Establishment Fee:$0
- Monthly Service Fee:$0
- Interest:24-48% p.a
- Terms:12-36 Months
Personal Loans for life's ups and downs
Life doesn’t always go to plan. Credit24 can help with flexible Personal Loans to cover unexpected costs or make room for something new.
Need a break? You can use a Personal Loan from $500 to cover flights, bookings or last-minute travel costs.
Whether you’re repairing or replacing your car, a fast cash Personal Loan can help get you moving.
Planning an upgrade or fixing essential repairs? You can borrow up to $10,000 to make it happen—on your terms.
Got questions?
You're not alone. Here's what others often ask and how we help.
How do I apply for a Credit24 loan?
What is the difference between a Personal Loan and a Line of Credit?
How much can I borrow?
Who is eligible to apply for a Personal Loan at Credit24?
Can I apply for a loan if I'm on Centrelink?
Customer Service
Monday to Friday: 8am - 8pm (AEST)
Saturday: 9am to 5pm (AEST)
Sunday: Closed
Contact details
Call: 1300 293 000
Email: info@credit24.com.au
Chat to us
Got questions but don't want to talk?
Use our chat function below.
