• Line of Credit
  • Personal Loans
  • FAQs
  • Money Matters Blog
  • Start Application
  • Login
Credit24 online fast loans
  • Line of Credit
  • Personal Loans
  • FAQs
  • Money Matters Blog
1300 293 000
Login

Credit24 Blog

Packed with information to help you with your finances.

Categories
  • Show All 191
  • Budgeting 92
  • Car 2
  • Christmas 6
  • Credit Health 4
  • Cybersecurity 1
  • EOFY 3
  • Family 24
  • Financial Education Series 10
  • Holiday 19
  • Housing 7
  • Medical 2
  • Relationships 2
  • Self employed 1
  • Short Term Loans 70
Featured

How to improve credit score in Australia: A Guide

1 November 2024

A good credit score in Australia typically ranges from 700 to 850, though this may vary slightly depending on the credit reporting agency. This comprehensive guide will provide practical steps that can...

Read more
Question Marks on black Blackboard with businessman

5 Actions You Should Take After Losing Your Job

6 May 2017 Read more
Mum carrying baby and bags

4 Things to Consider When You Return to Work After Baby

4 May 2017 Read more
Easter Egg Painting

7 Fun School Holidays Easter Break Activities that Won’t Break the Bank

10 April 2017 Read more
Torn out couple photo

Getting a Handle on Your Finances After Divorce

4 April 2017 Read more
Piggy on a float

The 3-6-9 Rule for Emergency Savings

30 March 2017 Read more
Hand dropping loose change into jar

What to do if you are Struggling to Pay your Rates

28 March 2017 Read more
Pins on a world map

Is My Bucket List Worth a Personal Loan?

23 March 2017 Read more
Small White board with Save and a Piggy Bank

7 Ways to Save Money on a Tight Budget

21 March 2017 Read more
Stressed man with paper bills on table

4 Steps to Being Less Financially Stressed

16 March 2017 Read more
First...910111213...20...Last

About us

  • About Us
  • Code of Ethics
  • Responsible lending
  • Careers
  • Sitemap

Contacts

  • Contact Us
  • Financial Assistance
  • Feedback & Complaints

Legal & Ethical

  • Website Terms of Use
  • Privacy and Credit Reporting Policy
  • Credit Guide
  • Do You Really Need a Loan Today?

Loan Types

  • Holiday & Travel Loans
  • Home Improvement & Renovation Loans
  • Medical Finance & Dental Loans
  • Motorbike Loans & Finance
  • Part Time Employed Loans
  • Rental Bond & Deposit Loans
  • Short Term Loans
  • Student Loans
  • Wedding Loans
  • Household goods
  • Loans for Car Repairs, Rego & CTP
  • Unsecured Loans

Blog

  • Money Matters Blog
Credit24 Logo
Warning about borrowing
  • Home
  • FAQs
  • Contact Us
  • Holiday & Travel Loans
  • Part Time Employed Loans
  • Wedding Loans
  • Student Loans
  • Short Term Loans
  • Rental Bond Loans
  • Renovation Loans
  • Household goods
  • Medical Finance & Dental Loans
  • Loans for Car Repairs, Rego & CTP
  • Motorbike Loans & Finance
  • Unsecured Loans
  • Code of Ethics
  • Blog
  • Responsible lending
  • Financial Assistance
  • Credit Guide
  • Privacy Policy
  • Website Terms of Use
Credit24 Logo
Warning about borrowing

Connect with us:

© 2025 Credit24, Australian Credit Licence number: 422839

Connect with us:

Website disclaimer:
Credit24 is a registered trademark and business name of IPF Digital Australia Pty Ltd (ACN 130 894 405). The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs. If you have received a direct communication from Credit24, it is not an invitation to apply for, or offer to enter into, any of our loan products. Please review the different products on this website and it’s eligibility criteria and terms and conditions, before applying with Credit24.

For small loans of less than $2,000, the Annual Percentage Rate (APR) is not applicable. Minimum term is 120 days and the maximum term is 12 months. The cost of the loan is a 20% establishment fee on the amount borrowed and a monthly fee of 4% charged on the amount borrowed. For example, a $1,000 loan borrowed over 6 months is a total of $1,440 ($1,000 principal, $200 establishment fee and $240 in monthly interest). Monthly repayment is $240.

For medium loans between $2,100 and $5,000, the APR is between 24% (minimum) – 47.9% (maximum) per annum. Comparison rate of 32.29% to 57.05%. Minimum term is 365 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $5,000 over 24 months with an APR of 47.9%, (comparison rate of 57.05%), will have a establishment fee of $400, weekly repayments of $80.77. Total repayments of $8,400 and total interest payment $3,000.

For large loans between $5,100 to $10,000, the APR is between 24% (minimum) – 47.9% (maximum). Comparison rate of 24% to 47.9%. The minimum term is 365 days and the maximum term is 36 months. There is no establishment fee and the cost of the loan is the monthly interest charged on the amount borrowed. For example, for a $6,000 loan borrowed over 24 months with an interest rate of 24% is a total of $7,543.87 ($6,000 principal and $1,543 in monthly interest). Monthly repayment is $318.09.

For our Line of Credit, there is no establishment fee and cost of the loan is the monthly fee of 2% – 4% charged on the amount borrowed. The minimum APR is 24% and the maximum APR is 47.9%. The maximum term is 36 months. For example, $1,000 borrowed over 36 months is a total of $2,440 ($1,000 principal and $1,440 in monthly interest).

*Money paid out within 60 seconds of loans being approved or a withdraw made on a Line of Credit to PayID enabled banks.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

How much interest charged is based on the loan amount and the loan term. How much someone can borrow will be based the information they provide to us during the loan assessment.

Target Market Determination

Credit24 is a responsible issuer and distributor of financial products and our products are designed in consideration for specific needs of customers based on their financial situation and objectives. Our Target Market Determination is developed in accordance of the Design and Distribution Obligations under Pt 7.8A of the Corporations Act 2001. To obtain a copy, please email info@credit24.com.au or call 1300 293 000.

Address: 388 George Street, Sydney, NSW 2000